UNAUDITED CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($) shares in Thousands, $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Revenues:
Interest income	$ 66,093	$ 79,136
Mark to finance receivables measured at fair value	(4,417)	(10,350)
Other income	1,436	1,981
Total revenues	63,112	70,767
Expenses:
Employee costs	20,159	21,842
General and administrative	7,748	8,669
Interest	20,946	26,991
Provision for credit losses	0	3,613
Sales	3,986	4,430
Occupancy	1,901	1,691
Depreciation and amortization	428	419
Total operating expenses	55,168	67,655
Income before income tax expense (benefit)	7,944	3,112
Income tax expense (benefit)	2,780	(7,680)
Net income	$ 5,164	$ 10,792
Earnings per share:
Basic	$ 0.23	$ 0.48
Diluted	$ 0.21	$ 0.45
Number of shares used in computing earnings per share:
Basic	22,741	22,539
Diluted	24,967	23,879