UNAUDITED CONDENSED CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
ASSETS
Cash and cash equivalents	$ 9,197	$ 13,466
Restricted cash and equivalents	159,404	130,686
Finance receivables measured at fair value	1,533,723	1,523,726
Finance receivables	411,109	492,133
Less: Allowance for finance credit losses	(73,497)	(80,790)
Finance receivables, net	337,612	411,343
Furniture and equipment, net	826	828
Deferred tax assets, net	27,503	28,512
Accrued interest receivable	3,744	5,017
Other assets	23,798	32,317
Total Assets	2,095,807	2,145,895
Liabilities
Accounts payable and accrued expenses	50,370	43,112
Warehouse lines of credit	71,097	118,999
Residual interest financing	20,540	25,426
Securitization trust debt	1,791,583	1,803,673
Subordinated renewable notes	23,740	21,323
Total Liabilities	1,957,330	2,012,533
Shareholders' Equity
Preferred stock	0	0
Common stock, no par value; authorized 75,000,000 shares; 22,656,229 and 22,737,342 shares issued and outstanding at March 31, 2021 and December 31, 2020, respectively	72,877	72,926
Retained earnings	74,171	69,007
Accumulated other comprehensive loss	(8,571)	(8,571)
Total stockholders' equity	138,477	133,362
Total liabilities and stockholders' equity	2,095,807	2,145,895
Series A Preferred Stock [Member]
Shareholders' Equity
Preferred stock	0	0
Series B Preferred Stock [Member]
Shareholders' Equity
Preferred stock	$ 0	$ 0