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(6) Debt (Details - Debt outstanding) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2020
Dec. 31, 2019
Line of Credit Facility [Line Items]    
Warehouse lines of credit $ 118,999 $ 134,791
Residual interest financing 25,426 39,478
Subordinated renewable notes 21,323 17,534
Total debt outstanding $ 167,411 194,317
Warehouse lines of credit [Member]    
Line of Credit Facility [Line Items]    
Interest rate 5.50% over one month Libor (Minimum 6.50%)  
Maturity date description February 2021  
Warehouse lines of credit $ 42,558 40,558
Warehouse lines of credit (2) [Member]    
Line of Credit Facility [Line Items]    
Interest rate 3.00% over one month Libor (Minimum 3.75%)  
Maturity date description December 2022  
Warehouse lines of credit $ 45,689 96,225
Warehouse lines of credit (3) [Member]    
Line of Credit Facility [Line Items]    
Interest rate 4.00% over a commercial paper rate (Minimum 5.00%)  
Maturity date description December 2021  
Warehouse lines of credit $ 32,265 0
Residual interest financing [Member]    
Line of Credit Facility [Line Items]    
Maturity date description January 2026  
Interest rate 8.60%  
Residual interest financing $ 25,576 40,000
Subordinated renewable notes [Member]    
Line of Credit Facility [Line Items]    
Interest rate Weighted average rate of 10.09% and 9.75% at December 31, 2020 and December 31, 2019, respectively  
Maturity date description Weighted average maturity of January 2023 and April 2022 at December 31, 2020 and December 31, 2019, respectively  
Subordinated renewable notes $ 21,323 $ 17,534