UNAUDITED CONDENSED CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
ASSETS
Cash and cash equivalents	$ 11,253	$ 5,295
Restricted cash and equivalents	200,912	135,537
Finance receivables measured at fair value	1,540,955	1,444,038
Finance receivables	577,281	897,530
Less: Allowance for finance credit losses	(94,218)	(11,640)
Finance receivables, net	483,063	885,890
Furniture and equipment, net	988	1,512
Deferred tax assets, net	31,026	15,480
Accrued interest receivable	6,291	11,645
Other assets	34,744	39,852
Total Assets	2,309,232	2,539,249
Liabilities
Accounts payable and accrued expenses	49,056	47,077
Warehouse lines of credit	31,201	134,791
Residual interest financing	32,000	39,478
Securitization trust debt	2,048,089	2,097,728
Subordinated renewable notes	20,242	17,534
Total Liabilities	2,180,588	2,336,608
Shareholders' Equity
Preferred stock	0	0
Common stock, no par value; authorized 75,000,000 shares; 22,508,862 and 22,530,918 shares issued and outstanding at September 30, 2020 and December 31, 2019, respectively	72,197	71,257
Retained earnings	64,868	139,805
Accumulated other comprehensive loss	(8,421)	(8,421)
Total stockholders' equity	128,644	202,641
Total liabilities and stockholders' equity	2,309,232	2,539,249
Series A Preferred Stock [Member]
Shareholders' Equity
Preferred stock	0	0
Series B Preferred Stock [Member]
Shareholders' Equity
Preferred stock	$ 0	$ 0