UNAUDITED CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($) shares in Thousands, $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Revenues:
Interest income	$ 79,136	$ 85,845
Mark to finance receivables measured at fair value	(10,350)	0
Other income	1,981	2,385
Total revenues	70,767	88,230
Expenses:
Employee costs	21,842	19,073
General and administrative	8,669	8,174
Interest	26,991	27,290
Provision for credit losses	3,613	23,956
Sales	4,430	4,836
Occupancy	1,691	1,974
Depreciation and amortization	419	251
Total operating expenses	67,655	85,554
Income before income tax expense (benefit)	3,112	2,676
Income tax expense (benefit)	(7,680)	937
Net income	$ 10,792	$ 1,739
Earnings per share: Basic	$ 0.48	$ 0.08
Earnings per share: Diluted	$ 0.45	$ 0.07
Number of shares used in computing earnings per share: Basic	22,539	22,242
Number of shares used in computing earnings per share: Diluted	23,879	24,259