UNAUDITED CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($) shares in Thousands, $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019	Jun. 30, 2018
Revenues:
Interest income	$ 84,449	$ 97,012	$ 170,294	$ 197,918
Other income	1,876	2,350	4,261	5,008
Total revenues	86,325	99,362	174,555	202,926
Expenses:
Employee costs	19,706	19,842	38,779	40,483
General and administrative	8,750	7,450	16,924	14,946
Interest	27,703	25,187	54,993	49,249
Provision for credit losses	20,489	35,531	44,445	76,038
Sales	4,634	4,588	9,470	8,798
Occupancy	2,011	1,860	3,985	3,709
Depreciation and amortization	262	250	513	490
Total operating expenses	83,555	94,708	169,109	193,713
Income before income tax expense	2,770	4,654	5,446	9,213
Income tax expense	970	1,489	1,907	2,901
Net income	$ 1,800	$ 3,165	$ 3,539	$ 6,312
Earnings per share:
Basic (in dollars per share)	$ 0.08	$ 0.15	$ 0.16	$ 0.3
Diluted (in dollars per share)	$ 0.08	$ 0.13	$ 0.15	$ 0.25
Number of shares used in computing earnings per share:
Basic (in shares)	22,362	21,178	22,302	21,375
Diluted (in shares)	23,978	25,123	24,119	25,393