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UNAUDITED CONDENSED CONSOLIDATED BALANCE SHEETS - USD ($)
$ in Thousands
Jun. 30, 2019
Dec. 31, 2018
ASSETS    
Cash and cash equivalents $ 9,745 $ 12,787
Restricted cash and equivalents 125,486 117,323
Finance receivables 1,180,253 1,522,085
Less: Allowance for finance credit losses (32,664) (67,376)
Finance receivables, net 1,147,589 1,454,709
Finance receivables measured at fair value 1,158,365 821,066
Furniture and equipment, net 1,728 1,837
Deferred tax assets, net 17,119 19,188
Accrued interest receivable 16,394 31,969
Other assets 48,387 26,801
Total 2,524,813 2,485,680
Liabilities    
Accounts payable and accrued expenses 53,960 31,692
Warehouse lines of credit 139,224 136,847
Residual interest financing 39,292 39,106
Securitization trust debt 2,077,286 2,063,627
Subordinated renewable notes 14,368 17,290
Total 2,324,130 2,288,562
Shareholders' Equity    
Preferred stock 0 0
Common stock, no par value; authorized 75,000,000 shares; 22,525,718 and 22,421,688 shares issued and outstanding at June 30, 2019 and December 31, 2018, respectively 70,299 70,273
Retained earnings 137,938 134,399
Accumulated other comprehensive loss (7,554) (7,554)
Total stockholders' equity 200,683 197,118
Total liabilities and stockholders' equity 2,524,813 2,485,680
Series A Preferred Stock [Member]    
Shareholders' Equity    
Preferred stock 0 0
Series B Preferred Stock [Member]    
Shareholders' Equity    
Preferred stock $ 0 $ 0