UNAUDITED CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016
Cash flows from operating activities:
Net income	$ 4,480	$ 7,214
Adjustments to reconcile net income to net cash provided by operating activities:
Accretion of deferred acquisition fees and origination costs	(73)	(1,253)
Amortization of discount on securitization trust debt	0	15
Depreciation and amortization	228	175
Amortization of deferred financing costs	2,159	2,003
Provision for credit losses	47,167	44,197
Stock-based compensation expense	1,394	1,249
Changes in assets and liabilities:
Accrued interest receivable	4,352	930
Deferred tax assets, net	(194)	54
Other assets	3,936	2,561
Accounts payable and accrued expenses	(1,257)	3,381
Net cash provided by operating activities	62,192	60,526
Cash flows from investing activities:
Purchases of finance receivables held for investment	(229,642)	(312,300)
Payments received on finance receivables held for investment	167,996	160,470
Payments received on receivables portfolio at fair value	4	38
Change in repossessions held in inventory	360	1,042
Increases in restricted cash and cash equivalents, net	(16,443)	(19,957)
Purchase of furniture and equipment	(137)	(121)
Net cash used in investing activities	(77,862)	(170,828)
Cash flows from financing activities:
Proceeds from issuance of securitization trust debt	206,320	329,460
Proceeds from issuance of subordinated renewable notes	861	715
Payments on subordinated renewable notes	(538)	(505)
Net advances of warehouse lines of credit	16,482	(24,209)
Repayments of residual interest financing debt	0	(706)
Repayment of securitization trust debt	(205,321)	(192,622)
Payment of financing costs	(1,572)	(2,029)
Purchase of common stock	(2,900)	(2,949)
Exercise of options and warrants	473	16
Net cash provided by financing activities	13,805	107,171
Increase (decrease) in cash and cash equivalents	(1,865)	(3,131)
Cash and cash equivalents at beginning of period	13,936	19,322
Cash and cash equivalents at end of period	12,071	16,191
Cash paid during the period for:
Interest	19,697	15,518
Income taxes	$ 66	$ 2,043