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UNAUDITED CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2017
Mar. 31, 2016
Revenues:    
Interest income $ 104,575 $ 96,663
Other income 3,023 3,986
Total revenues 107,598 100,649
Expenses:    
Employee costs 17,780 15,143
General and administrative 6,922 5,331
Interest 22,088 17,821
Provision for credit losses 47,167 44,197
Marketing 3,960 4,670
Occupancy 1,661 1,083
Depreciation and amortization 228 175
Total operating expenses 99,806 88,420
Income before income tax expense 7,792 12,229
Income tax expense 3,312 5,015
Net income $ 4,480 $ 7,214
Earnings per share:    
Basic $ 0.19 $ 0.29
Diluted $ 0.16 $ 0.24
Number of shares used in computing earnings per share:    
Basic 23,517,000 25,296,000
Diluted 28,223,000 30,154,000