1. Summary of Significant Accounting Policies (Tables)

3 Months Ended

Mar. 31, 2017

Accounting Policies [Abstract]

Other Income

	Three Months Ended
	March 31,
	2017		2016
	(In thousands)
Direct mail revenues	$	1,999	$	2,845
Convenience fee revenue		570		645
Recoveries on previously charged-off contracts		186		243
Sales tax refunds		196		199
Other		72		54
Other income for the period	$	3,023	$	3,986

Stock option activity

	Number of Shares (in thousands)			Weighted Average Exercise Price		Weighted Average Remaining Contractual Term
Options outstanding at the beginning of period		12,595		$	4.56		N/A
Granted		–			–		N/A
Exercised		(279	)		1.69		N/A
Forfeited		–			–		N/A
Options outstanding at the end of period		12,316		$	4.63		4.87 years
Options exercisable at the end of period		7,327		$	4.20		4.44 years