UNAUDITED CONDENSED CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
ASSETS
Cash and cash equivalents	$ 20,915	$ 17,859
Restricted cash and equivalents	206,626	175,382
Finance receivables	1,902,156	1,595,956
Less: Allowance for finance credit losses	(78,759)	(61,460)
Finance receivables, net	1,823,397	1,534,496
Finance receivables measured at fair value	135	1,664
Furniture and equipment, net	1,719	1,161
Deferred financing costs	14,412	12,362
Deferred tax assets, net	44,173	42,847
Accrued interest receivable	31,807	23,372
Other assets	17,210	23,915
Total	2,160,394	1,833,058
Liabilities
Accounts payable and accrued expenses	28,859	21,660
Warehouse lines of credit	46,934	56,839
Residual interest financing	10,572	12,327
Debt secured by receivables measured at fair value	0	1,250
Securitization trust debt	1,903,578	1,598,496
Subordinated renewable notes	15,192	15,233
Total	2,005,135	$ 1,705,805
COMMITMENTS AND CONTINGENCIES
Shareholders' Equity
Preferred stock, $1 par value; authorized	0	$ 0
Common stock, no par value; authorized 75,000,000 shares; 26,150,459 and 24,540,640 shares issued and outstanding at June 30, 2015 and December 31, 2014 respectively	82,806	80,513
Retained earnings	77,504	51,791
Accumulated other comprehensive loss	(5,051)	(5,051)
Total	155,259	127,253
Total	2,160,394	1,833,058
Series A Preferred Stock [Member]
Shareholders' Equity
Preferred stock, $1 par value; authorized	0	0
Series B Preferred Stock [Member]
Shareholders' Equity
Preferred stock, $1 par value; authorized	$ 0	$ 0