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7. Debt (Details - Debt Outstanding) (USD $)
In Thousands, unless otherwise specified
12 Months Ended
Dec. 31, 2014
Dec. 31, 2013
Fair Value, Option, Qualitative Disclosures Related to Election [Line Items]    
Debt outstanding $ 85,649us-gaap_NotesAndLoansPayable $ 99,366us-gaap_NotesAndLoansPayable
Warehouse lines of credit 1    
Fair Value, Option, Qualitative Disclosures Related to Election [Line Items]    
Debt outstanding 23,581us-gaap_NotesAndLoansPayable
/ us-gaap_CreditFacilityAxis
= us-gaap_LineOfCreditMember
9,452us-gaap_NotesAndLoansPayable
/ us-gaap_CreditFacilityAxis
= us-gaap_LineOfCreditMember
Interest rate 5.73% over one month Libor (Minimum 6.73%)  
Maturity date March 2017  
Warehouse lines of credit 2    
Fair Value, Option, Qualitative Disclosures Related to Election [Line Items]    
Debt outstanding 33,258us-gaap_NotesAndLoansPayable
/ us-gaap_CreditFacilityAxis
= cpss_WarehouseLineCredit2Member
0us-gaap_NotesAndLoansPayable
/ us-gaap_CreditFacilityAxis
= cpss_WarehouseLineCredit2Member
Interest rate 5.50% over one month Libor (Minimum 6.25%)  
Maturity date August 2017  
Residual interest financing    
Fair Value, Option, Qualitative Disclosures Related to Election [Line Items]    
Debt outstanding 12,327us-gaap_NotesAndLoansPayable
/ us-gaap_CreditFacilityAxis
= cpss_ResidualInterestFinancingMember
19,096us-gaap_NotesAndLoansPayable
/ us-gaap_CreditFacilityAxis
= cpss_ResidualInterestFinancingMember
Interest rate 11.75% over one month Libor  
Maturity date April 2018  
Debt secured by receivables measured at fair value    
Fair Value, Option, Qualitative Disclosures Related to Election [Line Items]    
Debt outstanding 1,250us-gaap_NotesAndLoansPayable
/ us-gaap_CreditFacilityAxis
= cpss_DebtSecuredByReceivablesMeasuredAtFairValueMember
13,117us-gaap_NotesAndLoansPayable
/ us-gaap_CreditFacilityAxis
= cpss_DebtSecuredByReceivablesMeasuredAtFairValueMember
Interest rate n/a  
Maturity date Repayment is based on payments from underlying receivables.  Final payment of the 8.00% loan was made in September 2013. Final residual payment was made in January 2015.  
Senior Secured Debt Related Party 1    
Fair Value, Option, Qualitative Disclosures Related to Election [Line Items]    
Debt outstanding 0us-gaap_NotesAndLoansPayable
/ us-gaap_CreditFacilityAxis
= cpss_SeniorSecuredDebtRelatedParty1Member
37,128us-gaap_NotesAndLoansPayable
/ us-gaap_CreditFacilityAxis
= cpss_SeniorSecuredDebtRelatedParty1Member
Interest rate 13.00%  
Maturity date n/a  
Senior Secured Debt Related Party 2    
Fair Value, Option, Qualitative Disclosures Related to Election [Line Items]    
Debt outstanding 0us-gaap_NotesAndLoansPayable
/ us-gaap_CreditFacilityAxis
= cpss_SeniorSecuredDebtRelatedParty2Member
1,431us-gaap_NotesAndLoansPayable
/ us-gaap_CreditFacilityAxis
= cpss_SeniorSecuredDebtRelatedParty2Member
Interest rate 5.00%  
Maturity date n/a  
Subordinated renewable notes    
Fair Value, Option, Qualitative Disclosures Related to Election [Line Items]    
Debt outstanding $ 15,233us-gaap_NotesAndLoansPayable
/ us-gaap_CreditFacilityAxis
= cpss_SubordinatedRenewableNotesMember
$ 19,142us-gaap_NotesAndLoansPayable
/ us-gaap_CreditFacilityAxis
= cpss_SubordinatedRenewableNotesMember
Interest rate Weighted average rate of 10.7% and 12.5% at December 31, 2014 and 2013, respectively  
Maturity date Weighted average maturity of October 2016 and July 2015 at December 31, 2014 and 2013, respectively