1. Summary of Significant Accounting Policies (Details - Schedule of Other Income) (USD $) In Thousands, unless otherwise specified	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Primary components of Other Income
Other income for the period	$ 12,146	$ 10,405	$ 9,589
Direct Mail Revenues
Primary components of Other Income
Other income for the period	7,975	7,004	5,949
Convenience Fee Revenue
Primary components of Other Income
Other income for the period	3,300	2,965	2,907
Recoveries on previously charged-off contracts
Primary components of Other Income
Other income for the period	143	177	392
Sales Tax Refunds
Primary components of Other Income
Other income for the period	500	197	227
Other Income
Primary components of Other Income
Other income for the period	$ 228	$ 62	$ 114