CONSOLIDATED BALANCE SHEETS (USD $) In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
ASSETS
Cash and cash equivalents	$ 17,859	$ 22,112
Restricted cash and equivalents	175,382	132,284
Finance receivables	1,595,956	1,155,063
Less: Allowance for finance credit losses	(61,460)	(39,626)
Finance receivables, net	1,534,496	1,115,437
Finance receivables measured at fair value	1,664	14,476
Residual interest in securitizations	68	854
Furniture and equipment, net	1,161	766
Deferred financing costs	12,362	11,071
Deferred tax assets, net	42,847	59,215
Accrued interest receivable	23,372	18,670
Other assets	23,847	21,481
Total	1,833,058	1,396,366
Liabilities
Accounts payable and accrued expenses	21,660	24,839
Warehouse lines of credit	56,839	9,452
Residual interest financing	12,327	19,096
Debt secured by receivables measured at fair value	1,250	13,117
Securitization trust debt	1,598,496	1,177,559
Senior secured debt, related party	0	38,559
Subordinated renewable notes	15,233	19,142
Total	1,705,805	1,301,764
COMMITMENTS AND CONTINGENCIES
Shareholders' Equity
Common stock, no par value; authorized 75,000,000 shares; 25,540,640 and 24,015,585 shares issued and outstanding at December 31, 2014 and 2013, respectively	80,513	73,422
Retained earnings	51,791	22,275
Accumulated other comprehensive loss	(5,051)	(1,095)
Total	127,253	94,602
Total	1,833,058	1,396,366
Series A Preferred Stock [Member]
Shareholders' Equity
Preferred stock value	0	0
Series B Preferred Stock [Member]
Shareholders' Equity
Preferred stock value	$ 0	$ 0