9. Interest Income and Interest Expense

12 Months Ended

Dec. 31, 2014

Interest Income And Interest Expense

Interest Income and Interest Expense

The following table presents the components of interest income:

	Year Ended December 31,
	2014		2013		2012
	(In thousands)
Interest on finance receivables	$	286,361	$	231,320	$	174,019
Residual interest income		372		–		458
Other interest income		1		10		837
Interest income	$	286,734	$	231,330	$	175,314

The following table presents the components of interest expense:

	Year Ended December 31,
	2014		2013		2012
	(In thousands)
Securitization trust debt	$	38,558	$	34,744	$	38,289
Warehouse lines of credit		5,217		5,003		6,874
Senior secured debt, related party		1,651		8,064		12,314
Debt secured by receivables at fair value		772		3,877		15,877
Residual interest financing		1,989		3,330		2,629
Subordinated renewable notes		2,208		3,161		3,439
Interest expense	$	50,395	$	58,179	$	79,422