CONSOLIDATED STATEMENTS OF OPERATIONS (USD $) In Thousands, except Share data, unless otherwise specified	12 Months Ended
	Dec. 31, 2011	Dec. 31, 2010
Interest income	$ 127,856	$ 137,090
Servicing fees	4,348	7,657
Other income	10,927	10,438
	143,131	155,185
Employee costs	32,270	33,814
General and administrative	14,590	18,526
Interest	83,054	81,577
Provision for credit losses	15,508	29,921
Marketing	8,491	3,826
Occupancy	3,006	3,067
Depreciation and amortization	672	649
	157,591	171,380
Loss before income tax expense	(14,460)	(16,195)
Income tax expense		16,982
Net loss	$ (14,460)	$ (33,177)
Loss per share:
Basic (in Dollars per share)	$ (0.76)	$ (1.90)
Diluted (in Dollars per share)	$ (0.76)	$ (1.90)
Number of shares used in computing loss per share:
Basic (in Shares)	19,013	17,477
Diluted (in Shares)	19,013	17,477