CONSOLIDATED BALANCE SHEETS (USD $) In Thousands, unless otherwise specified	Dec. 31, 2011	Dec. 31, 2010
ASSETS
Cash and cash equivalents	$ 10,094	$ 16,252
Restricted cash and equivalents	159,228	123,958
Finance receivables	516,630	565,621
Less: Allowance for finance credit losses	(10,351)	(13,168)
Finance receivables, net	506,279	552,453
Finance receivables measured at fair value	160,253
Residual interest in securitizations	4,414	3,841
Furniture and equipment, net	875	1,143
Deferred financing costs	8,036	5,685
Deferred tax assets, net	15,000	15,000
Accrued interest receivable	6,432	6,165
Other assets	19,439	17,893
	890,050	742,390
LIABILITIES AND SHAREHOLDERS' EQUITY
Accounts payable and accrued expenses	27,993	22,033
Warehouse lines of credit	25,393	45,564
Residual interest financing	21,884	39,440
Debt secured by receivables measured at fair value	166,828
Securitization trust debt	583,065	567,722
Senior secured debt, related party	58,344	44,873
Subordinated renewable notes	20,750	20,337
	904,257	739,969
Commitments and contingencies
Preferred Stock
Common stock, no par value; authorized 75,000,000 shares; 19,526,968 and 18,122,810 shares issued and outstanding at December 31, 2011 and 2010, respectively	62,466	59,852
Accumulated deficit	(68,138)	(53,678)
Accumulated other comprehensive loss	(8,535)	(5,354)
	(14,207)	2,421
	890,050	742,390
Series A Preferred Stock [Member]
LIABILITIES AND SHAREHOLDERS' EQUITY
Preferred Stock
Series B Preferred Stock [Member]
LIABILITIES AND SHAREHOLDERS' EQUITY
Preferred Stock		$ 1,601