UNAUDITED CONDESED CONSOLIDATED STATEMENTS OF OPERATIONS (USD $) In Thousands, except Share data, unless otherwise specified	3 Months Ended		9 Months Ended
	Sep. 30, 2012	Sep. 30, 2011	Sep. 30, 2012	Sep. 30, 2011
Revenues:
Interest income	$ 45,053	$ 30,236	$ 127,210	$ 86,632
Servicing fees	502	986	1,897	3,530
Other income	2,365	2,592	7,481	7,201
Total	47,920	33,814	136,588	97,363
Expenses:
Employee costs	8,730	8,257	25,878	23,343
General and administrative	3,690	3,286	11,765	10,697
Interest	19,560	19,011	61,696	57,377
Provision for credit losses	9,465	3,982	22,012	12,034
Marketing	2,906	2,343	8,086	5,777
Occupancy	723	811	2,170	2,334
Depreciation and amortization	118	170	401	496
Total	45,192	37,860	132,008	112,058
Income (loss) before income tax expense	2,728	(4,046)	4,580	(14,695)
Income tax expense	0	0	0	0
Net income (loss)	$ 2,728	$ (4,046)	$ 4,580	$ (14,695)
Income (loss) per share:
Basic	$ 0.14	$ (0.2)	$ 0.24	$ (0.78)
Diluted	$ 0.11	$ (0.2)	$ 0.19	$ (0.78)
Number of shares used in computing income (loss) per share:
Basic	19,495	19,821	19,406	18,794
Diluted	25,695	19,821	24,026	18,794