1. Summary of Significant Accounting Policies (Details) (USD $) In Thousands, unless otherwise specified	3 Months Ended		9 Months Ended
	Sep. 30, 2012	Sep. 30, 2011	Sep. 30, 2012	Sep. 30, 2011
Primary components of Other Income
Direct mail revenues	$ 1,617	$ 1,548	$ 4,468	$ 3,903
Convenience fee revenue	715	678	2,237	2,068
Recoveries on previously charged-off contracts	67	120	312	469
Sales tax refunds	59	76	186	323
Other	(93)	170	278	438
Other income for the period	$ 2,365	$ 2,592	$ 7,481	$ 7,201