UNAUDITED CONDENSED CONSOLIDATED BALANCE SHEETS (USD $) In Thousands, unless otherwise specified	Sep. 30, 2012	Dec. 31, 2011
ASSETS
Cash and cash equivalents	$ 10,468	$ 10,094
Restricted cash and equivalents	107,240	159,228
Finance receivables	687,096	516,630
Less: Allowance for finance credit losses	(16,946)	(10,351)
Finance receivables, net	670,150	506,279
Finance receivables measured at fair value	77,484	160,253
Residual interest in securitizations	4,895	4,414
Furniture and equipment, net	800	875
Deferred financing costs	9,722	8,036
Deferred tax assets, net	15,000	15,000
Accrued interest receivable	8,819	6,432
Other assets	18,287	19,439
Total	922,865	890,050
LIABILITIES AND SHAREHOLDERS' EQUITY
Accounts payable and accrued expenses	22,146	27,993
Warehouse lines of credit	20,398	25,393
Residual interest financing	13,773	21,884
Debt secured by receivables measured at fair value	76,630	166,828
Securitization trust debt	721,396	583,065
Senior secured debt, related party	54,452	58,344
Subordinated renewable notes	21,525	20,750
Total	930,320	904,257
COMMITMENTS AND CONTINGENCIES
Shareholders' Equity
Preferred stock, $1 par value; authorized 5,000,000 shares; none issued; Series A preferred stock, $1 par value; authorized 5,000,000 shares; none issued; Series B convertible preferred stock, $1 par value; authorized 1,870 shares; none issued and outstanding	0	0
Common stock, no par value; authorized 75,000,000 shares; 19,563,089 and 19,526,968 shares issued and outstanding at September 30, 2012 and December 31, 2011, respectively	64,639	62,466
Accumulated deficit	(63,558)	(68,138)
Accumulated other comprehensive loss	(8,536)	(8,535)
Total	(7,455)	(14,207)
Liabilities and Shareholders Equity	922,865	890,050
Series A Preferred Stock [Member]
Shareholders' Equity
Preferred stock, $1 par value; authorized 5,000,000 shares; none issued; Series A preferred stock, $1 par value; authorized 5,000,000 shares; none issued; Series B convertible preferred stock, $1 par value; authorized 1,870 shares; none issued and outstanding	0	0
Series B Preferred Stock [Member]
Shareholders' Equity
Preferred stock, $1 par value; authorized 5,000,000 shares; none issued; Series A preferred stock, $1 par value; authorized 5,000,000 shares; none issued; Series B convertible preferred stock, $1 par value; authorized 1,870 shares; none issued and outstanding	$ 0	$ 0