BMO Funds, Inc.
111 East Kilbourn Avenue
Milwaukee, WI 53202
Ph. (direct): 414-287-8754
January 11, 2019
VIA EDGAR
U.S. Securities and Exchange Commission
100 F Street, NE
Washington, DC 20549
RE: BMO Funds, Inc. (Registration Nos. 033-48907; 811-58433)
Ladies and Gentlemen:
Attached for filing on behalf of BMO Funds, Inc. (the Company) pursuant to Rule 497(c) under the Securities Act of 1933, as amended, please find exhibits containing interactive data relating to a series of the Company (the Fund). The interactive data mirrors the summary information in the final form of the prospectus which was filed on January 7, 2019 under Rule 497(c) (SEC Accession No. 0001193125-19-003845). This filing is being made for the sole purpose of submitting the XBRL exhibits for the Fund.
If you have any questions regarding this filing, please do not hesitate to contact me.
Very truly yours, |
BMO FUNDS, INC. |
/s/ Michael J. Murphy |
Michael J. Murphy |
Secretary |
Label | Element | Value |
---|---|---|
Risk/Return: | rr_RiskReturnAbstract | |
Document Type | dei_DocumentType | 497 |
Document Period End Date | dei_DocumentPeriodEndDate | Aug. 31, 2018 |
Registrant Name | dei_EntityRegistrantName | BMO FUNDS, INC. |
Central Index Key | dei_EntityCentralIndexKey | 0000889366 |
Amendment Flag | dei_AmendmentFlag | false |
Document Creation Date | dei_DocumentCreationDate | Jan. 07, 2019 |
Document Effective Date | dei_DocumentEffectiveDate | Jan. 07, 2019 |
Prospectus Date | rr_ProspectusDate | Dec. 28, 2018 |
Entity Inv Company Type | dei_EntityInvCompanyType | N-1A |
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BMO Moderate Allocation Fund | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
BMO Moderate Allocation Fund | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Investment Objective: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
To provide total investment return from income and appreciation. | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Fees and Expenses of the Fund | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This table describes the fees and expenses that you may pay if you buy and hold shares of the Fund. | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
<b>Shareholder Fees (fees paid directly from your investment) </b> | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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<b>Annual Fund Operating Expenses (expenses that you pay each year as a percentage of the value of your investment) </b> | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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Example | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This example is intended to help you compare the cost of investing in the Fund with the cost of investing in other funds. The example assumes that you invest $10,000 in the Fund for the time periods indicated, whether you redeem all of your shares at the end of those periods or not. The example also assumes that your investment has a 5% return each year and that the Fund’s operating expenses are as shown in the table and remain the same. The costs in the one-year example and for the first year of the three-, five-, and ten-year examples reflect the Adviser’s agreement to waive fees and reimburse expenses through December 31, 2019. Although your actual costs and returns may be higher or lower, based on these assumptions your costs would be: | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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Portfolio Turnover | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
The Fund incurs transaction costs, such as commissions, when it buys and sells securities (or “turns over” its portfolio). A higher portfolio turnover rate may indicate higher transaction costs and may result in higher taxes when Fund shares are held in a taxable account. These costs, which are not reflected in annual fund operating expenses or in the example, affect the Fund’s performance. During the most recent fiscal year, the Fund’s portfolio turnover rate was 31% of the average value of its portfolio. | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Principal Investment Strategies | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
The Fund invests primarily in other BMO mutual funds representing a variety of asset classes (the underlying funds) according to an asset allocation strategy developed by the Adviser. The Adviser may add unaffiliated funds to the underlying funds in its discretion and periodically may rebalance or modify the asset mix and change the underlying funds. The Fund normally targets an allocation of approximately 60% of its total assets in funds that invest principally in fixed income securities and 40% of its total assets in funds that invest principally in equity securities. Under normal market conditions the Fund allocates its assets among the underlying funds based on asset allocation target ranges of 50-70% of its total assets in funds that invest principally in fixed income securities and 30-50% of its total assets in funds that invest principally in equity securities. Equity securities in which the underlying funds may invest may be of any market capitalization and include common stock, preferred stock, depositary receipts, rights and warrants, and exchange-traded funds. Fixed income securities in which the underlying funds may invest include corporate bonds and government securities, mortgage-backed and asset-backed securities, and convertible securities (fixed income securities convertible into shares of common or preferred stock). The Fund also may invest in funds with exposure to debt securities that are below investment grade, also known as high yield securities (junk bonds), and in funds that invest in cash, cash equivalents, and other short-term fixed income instruments, including money market funds. While the Fund will invest primarily in underlying funds that invest in U.S. securities, some underlying funds may invest in foreign securities, including emerging markets. The Fund is one of the BMO Target Risk Funds. The target investment allocation for each of the Target Risk Funds, based on each Fund’s total assets, is set forth below.
The Adviser will continuously monitor the Fund and may make modifications to either the investment approach or the underlying fund allocations that the Adviser believes could benefit shareholders. The Adviser will also monitor the underlying funds on an ongoing basis and may increase or decrease the Fund’s investment in one or several underlying funds. The underlying fund selections are made based on several considerations, including the fund’s investment team expertise, style or asset class exposures, portfolio characteristics, risk profile, and investment process. The underlying funds invest their assets directly in equity securities, fixed income securities, derivatives and other alternative investments, cash, and cash equivalents (including money market funds) in accordance with their own investment objectives and policies. Although the Fund intends to invest primarily in a combination of underlying funds, the Fund may invest directly in equity and fixed income securities, money market securities, and certain derivative instruments including currency and index-related futures and forwards for both hedging and investment purposes. For temporary defensive purposes during unusual economic or market conditions or for liquidity purposes, the Fund may invest up to 100% of its assets directly in cash, money market funds, and other money market instruments, repurchase agreements, and other short-term obligations. When the Fund engages in such activities, it may not achieve its investment objective. | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Principal Risks | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
The Fund cannot assure that it will achieve its investment objective. An investment in the Fund is not a deposit of BMO Harris Bank N.A., or any of its affiliates, and is not insured or guaranteed by the FDIC or any other government agency. This section describes the principal risks associated with the Fund’s principal investment strategies. The net asset value of the Fund will vary, and you could lose money by investing in the Fund. The likelihood of loss may be greater if you invest for a shorter period of time. Investors in the Fund should have a long-term perspective and be able to tolerate potentially sharp declines in value. Affiliated Fund Risk. The Adviser’s authority to select and substitute underlying funds from a variety of affiliated and unaffiliated mutual funds may create a conflict of interest because the Adviser and its affiliated companies typically receive fees from the affiliated funds. Asset Allocation Risk. Investments in the Fund are subject to risks related to the Adviser’s allocation choices. The selection of the underlying funds and the allocation of the Fund’s assets among the various asset classes and market segments could cause the Fund to lose value or cause the Fund to underperform relevant benchmarks or other funds with similar investment objectives. Cybersecurity Risk. With the increased use of technologies such as the Internet to conduct business, the Fund is susceptible to operational, information security, and related risks. Cyber incidents affecting the Fund or its service providers have the ability to cause disruptions and impact business operations, potentially resulting in financial losses, interference with the Fund’s ability to calculate its net asset value, impediments to trading, the inability of shareholders to transact business, violations of applicable privacy and other laws, regulatory fines, penalties, reputational damage, reimbursement or other compensation costs, or additional compliance costs. Market Risk. Stock and bond markets rise and fall daily. As with any investment whose performance is tied to these markets, the value of your investment in the Fund will fluctuate, which means that you could lose money. Derivatives Risks. Direct investment in derivatives involves the same risks described as part of the “Underlying Fund Investment Risk” below. Underlying Fund Investment Risk. The Fund invests in underlying funds and incurs expenses related to the underlying funds. In addition, investors in the Fund will incur fees to pay for certain expenses related to the operations of the Fund. An investor holding the underlying funds directly and in the same proportions as the Fund would incur lower overall expenses, but would not receive the benefit of the portfolio management and other services provided by the Fund. The Fund’s risks are directly related to the risks of the underlying funds. It is important to understand the risks associated with investing in the underlying funds.
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Fund Performance | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
The Fund is the successor to the portfolio of a collective trust fund (Collective Fund) managed by the Adviser with objectives, policies and restrictions that were, in all material respects, equivalent to those of the Fund. On May 30, 2014, the Fund’s inception date, the assets of the Collective Fund were transferred to the Fund in exchange for Fund shares. The performance information shown for the Class I shares includes the performance of the Collective Fund for periods before the Fund commenced operations, not adjusted to reflect the Class I expenses. If the Class I expenses had been deducted, the returns would be lower than those shown below. The Collective Fund was not registered under the Investment Company Act of 1940, as amended (1940 Act), and was not subject to certain investment restrictions and diversification requirements that are imposed by the 1940 Act and the Internal Revenue Code of 1986, as amended (Code), which, if applicable, might have adversely affected the performance of the Collective Fund. The bar chart and table show the historical performance of the Collective Fund and the Fund and provide some indication of the risks of investing in the Fund. The bar chart shows how the Collective Fund’s and the Fund’s total returns before taxes have varied from year to year, while the table compares the Collective Fund’s and the Fund’s average annual total returns to the returns of a broad measure of market performance and an index of funds with similar investment objectives. Performance for the Fund’s Class Y, R3 and R6 shares will vary from the Class I shares based on the expenses of each class. Please keep in mind that past performance does not represent how the Fund will perform in the future both before and after taxes. Investors may obtain updated performance information for the Fund at bmofunds.com. | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
<b>Class I—Annual Total Returns</b> (calendar years 2008-2017) | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
The return for the Class I shares of the Fund from January 1, 2018 through September 30, 2018 was 1.43%. During the periods shown in the bar chart for the Fund:
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<b>Average Annual Total Returns</b> through 12/31/17 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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After-tax returns are calculated using the highest historical individual marginal federal income tax rates and do not reflect the effect of any applicable state and local taxes. Actual after-tax returns depend on an investor’s tax situation and may differ from those shown. After-tax returns shown are not relevant to investors holding shares through tax-deferred programs, such as IRAs or 401(k) plans. After-tax returns are shown only for Class I and after-tax returns for Class Y, Class R3, and Class R6 will vary. The Return After Taxes on Distributions and Sale of Fund Shares may be higher than other return figures when a capital loss is realized on the sale of Fund shares which provides an assumed tax benefit to the shareholder that increases the after-tax return. The Bloomberg Barclays U.S. Aggregate Bond Index (BBUABI) is an index that covers the U.S. investment-grade fixed-rate bond market, including government and credit securities, agency mortgage pass-through securities, asset-backed securities and commercial mortgage-backed securities. To qualify for inclusion, a bond or security must have at least one year to final maturity and be rated Baa3 or better, dollar denominated, non-convertible, fixed-rate and publicly issued. The Lipper Mixed-Asset Target Allocation Conservative Funds Index (LMATACFI) tracks the total return performance of the 30 largest mutual funds included in this Lipper category. |
Label | Element | Value | |||||||||||||||||||||||||||||||||||||
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Risk/Return: | rr_RiskReturnAbstract | ||||||||||||||||||||||||||||||||||||||
Registrant Name | dei_EntityRegistrantName | BMO FUNDS, INC. | |||||||||||||||||||||||||||||||||||||
Prospectus Date | rr_ProspectusDate | Dec. 28, 2018 | |||||||||||||||||||||||||||||||||||||
BMO Moderate Allocation Fund | |||||||||||||||||||||||||||||||||||||||
Risk/Return: | rr_RiskReturnAbstract | ||||||||||||||||||||||||||||||||||||||
Risk/Return [Heading] | rr_RiskReturnHeading | BMO Moderate Allocation Fund | |||||||||||||||||||||||||||||||||||||
Objective [Heading] | rr_ObjectiveHeading | Investment Objective: | |||||||||||||||||||||||||||||||||||||
Objective, Primary [Text Block] | rr_ObjectivePrimaryTextBlock | To provide total investment return from income and appreciation. | |||||||||||||||||||||||||||||||||||||
Expense [Heading] | rr_ExpenseHeading | Fees and Expenses of the Fund | |||||||||||||||||||||||||||||||||||||
Expense Narrative [Text Block] | rr_ExpenseNarrativeTextBlock | This table describes the fees and expenses that you may pay if you buy and hold shares of the Fund. | |||||||||||||||||||||||||||||||||||||
Shareholder Fees Caption [Text] | rr_ShareholderFeesCaption | <b>Shareholder Fees (fees paid directly from your investment) </b> | |||||||||||||||||||||||||||||||||||||
Operating Expenses Caption [Text] | rr_OperatingExpensesCaption | <b>Annual Fund Operating Expenses (expenses that you pay each year as a percentage of the value of your investment) </b> | |||||||||||||||||||||||||||||||||||||
Fee Waiver or Reimbursement over Assets, Date of Termination | rr_FeeWaiverOrReimbursementOverAssetsDateOfTermination | December 31, 2019 | |||||||||||||||||||||||||||||||||||||
Portfolio Turnover [Heading] | rr_PortfolioTurnoverHeading | Portfolio Turnover | |||||||||||||||||||||||||||||||||||||
Portfolio Turnover [Text Block] | rr_PortfolioTurnoverTextBlock | The Fund incurs transaction costs, such as commissions, when it buys and sells securities (or “turns over” its portfolio). A higher portfolio turnover rate may indicate higher transaction costs and may result in higher taxes when Fund shares are held in a taxable account. These costs, which are not reflected in annual fund operating expenses or in the example, affect the Fund’s performance. During the most recent fiscal year, the Fund’s portfolio turnover rate was 31% of the average value of its portfolio. | |||||||||||||||||||||||||||||||||||||
Portfolio Turnover, Rate | rr_PortfolioTurnoverRate | 31.00% | |||||||||||||||||||||||||||||||||||||
Expenses Not Correlated to Ratio Due to Acquired Fund Fees [Text] | rr_ExpensesNotCorrelatedToRatioDueToAcquiredFundFees | Total Annual Fund Operating Expenses shown will not correlate to the Fund’s ratio of expenses to average net assets appearing in the Financial Highlights tables, which do not include Acquired Fund Fees and Expenses. | |||||||||||||||||||||||||||||||||||||
Expense Example [Heading] | rr_ExpenseExampleHeading | Example | |||||||||||||||||||||||||||||||||||||
Expense Example Narrative [Text Block] | rr_ExpenseExampleNarrativeTextBlock | This example is intended to help you compare the cost of investing in the Fund with the cost of investing in other funds. The example assumes that you invest $10,000 in the Fund for the time periods indicated, whether you redeem all of your shares at the end of those periods or not. The example also assumes that your investment has a 5% return each year and that the Fund’s operating expenses are as shown in the table and remain the same. The costs in the one-year example and for the first year of the three-, five-, and ten-year examples reflect the Adviser’s agreement to waive fees and reimburse expenses through December 31, 2019. Although your actual costs and returns may be higher or lower, based on these assumptions your costs would be: | |||||||||||||||||||||||||||||||||||||
Strategy [Heading] | rr_StrategyHeading | Principal Investment Strategies | |||||||||||||||||||||||||||||||||||||
Strategy Narrative [Text Block] | rr_StrategyNarrativeTextBlock | The Fund invests primarily in other BMO mutual funds representing a variety of asset classes (the underlying funds) according to an asset allocation strategy developed by the Adviser. The Adviser may add unaffiliated funds to the underlying funds in its discretion and periodically may rebalance or modify the asset mix and change the underlying funds. The Fund normally targets an allocation of approximately 60% of its total assets in funds that invest principally in fixed income securities and 40% of its total assets in funds that invest principally in equity securities. Under normal market conditions the Fund allocates its assets among the underlying funds based on asset allocation target ranges of 50-70% of its total assets in funds that invest principally in fixed income securities and 30-50% of its total assets in funds that invest principally in equity securities. Equity securities in which the underlying funds may invest may be of any market capitalization and include common stock, preferred stock, depositary receipts, rights and warrants, and exchange-traded funds. Fixed income securities in which the underlying funds may invest include corporate bonds and government securities, mortgage-backed and asset-backed securities, and convertible securities (fixed income securities convertible into shares of common or preferred stock). The Fund also may invest in funds with exposure to debt securities that are below investment grade, also known as high yield securities (junk bonds), and in funds that invest in cash, cash equivalents, and other short-term fixed income instruments, including money market funds. While the Fund will invest primarily in underlying funds that invest in U.S. securities, some underlying funds may invest in foreign securities, including emerging markets. The Fund is one of the BMO Target Risk Funds. The target investment allocation for each of the Target Risk Funds, based on each Fund’s total assets, is set forth below.
The Adviser will continuously monitor the Fund and may make modifications to either the investment approach or the underlying fund allocations that the Adviser believes could benefit shareholders. The Adviser will also monitor the underlying funds on an ongoing basis and may increase or decrease the Fund’s investment in one or several underlying funds. The underlying fund selections are made based on several considerations, including the fund’s investment team expertise, style or asset class exposures, portfolio characteristics, risk profile, and investment process. The underlying funds invest their assets directly in equity securities, fixed income securities, derivatives and other alternative investments, cash, and cash equivalents (including money market funds) in accordance with their own investment objectives and policies. Although the Fund intends to invest primarily in a combination of underlying funds, the Fund may invest directly in equity and fixed income securities, money market securities, and certain derivative instruments including currency and index-related futures and forwards for both hedging and investment purposes. For temporary defensive purposes during unusual economic or market conditions or for liquidity purposes, the Fund may invest up to 100% of its assets directly in cash, money market funds, and other money market instruments, repurchase agreements, and other short-term obligations. When the Fund engages in such activities, it may not achieve its investment objective. |
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Risk [Heading] | rr_RiskHeading | Principal Risks | |||||||||||||||||||||||||||||||||||||
Risk Narrative [Text Block] | rr_RiskNarrativeTextBlock | The Fund cannot assure that it will achieve its investment objective. An investment in the Fund is not a deposit of BMO Harris Bank N.A., or any of its affiliates, and is not insured or guaranteed by the FDIC or any other government agency. This section describes the principal risks associated with the Fund’s principal investment strategies. The net asset value of the Fund will vary, and you could lose money by investing in the Fund. The likelihood of loss may be greater if you invest for a shorter period of time. Investors in the Fund should have a long-term perspective and be able to tolerate potentially sharp declines in value. Affiliated Fund Risk. The Adviser’s authority to select and substitute underlying funds from a variety of affiliated and unaffiliated mutual funds may create a conflict of interest because the Adviser and its affiliated companies typically receive fees from the affiliated funds. Asset Allocation Risk. Investments in the Fund are subject to risks related to the Adviser’s allocation choices. The selection of the underlying funds and the allocation of the Fund’s assets among the various asset classes and market segments could cause the Fund to lose value or cause the Fund to underperform relevant benchmarks or other funds with similar investment objectives. Cybersecurity Risk. With the increased use of technologies such as the Internet to conduct business, the Fund is susceptible to operational, information security, and related risks. Cyber incidents affecting the Fund or its service providers have the ability to cause disruptions and impact business operations, potentially resulting in financial losses, interference with the Fund’s ability to calculate its net asset value, impediments to trading, the inability of shareholders to transact business, violations of applicable privacy and other laws, regulatory fines, penalties, reputational damage, reimbursement or other compensation costs, or additional compliance costs. Market Risk. Stock and bond markets rise and fall daily. As with any investment whose performance is tied to these markets, the value of your investment in the Fund will fluctuate, which means that you could lose money. Derivatives Risks. Direct investment in derivatives involves the same risks described as part of the “Underlying Fund Investment Risk” below. Underlying Fund Investment Risk. The Fund invests in underlying funds and incurs expenses related to the underlying funds. In addition, investors in the Fund will incur fees to pay for certain expenses related to the operations of the Fund. An investor holding the underlying funds directly and in the same proportions as the Fund would incur lower overall expenses, but would not receive the benefit of the portfolio management and other services provided by the Fund. The Fund’s risks are directly related to the risks of the underlying funds. It is important to understand the risks associated with investing in the underlying funds.
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Risk Lose Money [Text] | rr_RiskLoseMoney | The net asset value of the Fund will vary, and you could lose money by investing in the Fund. | |||||||||||||||||||||||||||||||||||||
Risk Not Insured Depository Institution [Text] | rr_RiskNotInsuredDepositoryInstitution | An investment in the Fund is not a deposit of BMO Harris Bank N.A., or any of its affiliates, and is not insured or guaranteed by the FDIC or any other government agency. | |||||||||||||||||||||||||||||||||||||
Bar Chart and Performance Table [Heading] | rr_BarChartAndPerformanceTableHeading | Fund Performance | |||||||||||||||||||||||||||||||||||||
Performance Narrative [Text Block] | rr_PerformanceNarrativeTextBlock | The Fund is the successor to the portfolio of a collective trust fund (Collective Fund) managed by the Adviser with objectives, policies and restrictions that were, in all material respects, equivalent to those of the Fund. On May 30, 2014, the Fund’s inception date, the assets of the Collective Fund were transferred to the Fund in exchange for Fund shares. The performance information shown for the Class I shares includes the performance of the Collective Fund for periods before the Fund commenced operations, not adjusted to reflect the Class I expenses. If the Class I expenses had been deducted, the returns would be lower than those shown below. The Collective Fund was not registered under the Investment Company Act of 1940, as amended (1940 Act), and was not subject to certain investment restrictions and diversification requirements that are imposed by the 1940 Act and the Internal Revenue Code of 1986, as amended (Code), which, if applicable, might have adversely affected the performance of the Collective Fund. The bar chart and table show the historical performance of the Collective Fund and the Fund and provide some indication of the risks of investing in the Fund. The bar chart shows how the Collective Fund’s and the Fund’s total returns before taxes have varied from year to year, while the table compares the Collective Fund’s and the Fund’s average annual total returns to the returns of a broad measure of market performance and an index of funds with similar investment objectives. Performance for the Fund’s Class Y, R3 and R6 shares will vary from the Class I shares based on the expenses of each class. Please keep in mind that past performance does not represent how the Fund will perform in the future both before and after taxes. Investors may obtain updated performance information for the Fund at bmofunds.com. |
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Performance Information Illustrates Variability of Returns [Text] | rr_PerformanceInformationIllustratesVariabilityOfReturns | The bar chart and table show the historical performance of the Collective Fund and the Fund and provide some indication of the risks of investing in the Fund. The bar chart shows how the Collective Fund’s and the Fund’s total returns before taxes have varied from year to year, while the table compares the Collective Fund’s and the Fund’s average annual total returns to the returns of a broad measure of market performance and an index of funds with similar investment objectives. | |||||||||||||||||||||||||||||||||||||
Performance Additional Market Index [Text] | rr_PerformanceAdditionalMarketIndex | The Bloomberg Barclays U.S. Aggregate Bond Index (BBUABI) is an index that covers the U.S. investment-grade fixed-rate bond market, including government and credit securities, agency mortgage pass-through securities, asset-backed securities and commercial mortgage-backed securities. To qualify for inclusion, a bond or security must have at least one year to final maturity and be rated Baa3 or better, dollar denominated, non-convertible, fixed-rate and publicly issued.<br/><br/> The Lipper Mixed-Asset Target Allocation Conservative Funds Index (LMATACFI) tracks the total return performance of the 30 largest mutual funds included in this Lipper category. | |||||||||||||||||||||||||||||||||||||
Performance Availability Website Address [Text] | rr_PerformanceAvailabilityWebSiteAddress | bmofunds.com | |||||||||||||||||||||||||||||||||||||
Performance Past Does Not Indicate Future [Text] | rr_PerformancePastDoesNotIndicateFuture | Please keep in mind that past performance does not represent how the Fund will perform in the future both before and after taxes. | |||||||||||||||||||||||||||||||||||||
Bar Chart [Heading] | rr_BarChartHeading | <b>Class I—Annual Total Returns</b> (calendar years 2008-2017) | |||||||||||||||||||||||||||||||||||||
Bar Chart Closing [Text Block] | rr_BarChartClosingTextBlock | The return for the Class I shares of the Fund from January 1, 2018 through September 30, 2018 was 1.43%. During the periods shown in the bar chart for the Fund:
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Performance Table Heading | rr_PerformanceTableHeading | <b>Average Annual Total Returns</b> through 12/31/17 | |||||||||||||||||||||||||||||||||||||
Performance Table Uses Highest Federal Rate | rr_PerformanceTableUsesHighestFederalRate | After-tax returns are calculated using the highest historical individual marginal federal income tax rates and do not reflect the effect of any applicable state and local taxes. | |||||||||||||||||||||||||||||||||||||
Performance Table Not Relevant to Tax Deferred | rr_PerformanceTableNotRelevantToTaxDeferred | After-tax returns shown are not relevant to investors holding shares through tax-deferred programs, such as IRAs or 401(k) plans. | |||||||||||||||||||||||||||||||||||||
Performance Table One Class of after Tax Shown [Text] | rr_PerformanceTableOneClassOfAfterTaxShown | After-tax returns are shown only for Class I and after-tax returns for Class Y, Class R3, and Class R6 will vary. | |||||||||||||||||||||||||||||||||||||
Performance Table Explanation after Tax Higher | rr_PerformanceTableExplanationAfterTaxHigher | The Return After Taxes on Distributions and Sale of Fund Shares may be higher than other return figures when a capital loss is realized on the sale of Fund shares which provides an assumed tax benefit to the shareholder that increases the after-tax return. | |||||||||||||||||||||||||||||||||||||
Performance Table Narrative | rr_PerformanceTableNarrativeTextBlock | After-tax returns are calculated using the highest historical individual marginal federal income tax rates and do not reflect the effect of any applicable state and local taxes. Actual after-tax returns depend on an investor’s tax situation and may differ from those shown. After-tax returns shown are not relevant to investors holding shares through tax-deferred programs, such as IRAs or 401(k) plans. After-tax returns are shown only for Class I and after-tax returns for Class Y, Class R3, and Class R6 will vary. The Return After Taxes on Distributions and Sale of Fund Shares may be higher than other return figures when a capital loss is realized on the sale of Fund shares which provides an assumed tax benefit to the shareholder that increases the after-tax return. The Bloomberg Barclays U.S. Aggregate Bond Index (BBUABI) is an index that covers the U.S. investment-grade fixed-rate bond market, including government and credit securities, agency mortgage pass-through securities, asset-backed securities and commercial mortgage-backed securities. To qualify for inclusion, a bond or security must have at least one year to final maturity and be rated Baa3 or better, dollar denominated, non-convertible, fixed-rate and publicly issued. The Lipper Mixed-Asset Target Allocation Conservative Funds Index (LMATACFI) tracks the total return performance of the 30 largest mutual funds included in this Lipper category. |
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BMO Moderate Allocation Fund | Class Y | |||||||||||||||||||||||||||||||||||||||
Risk/Return: | rr_RiskReturnAbstract | ||||||||||||||||||||||||||||||||||||||
Maximum Sales Charge (Load) Imposed on Purchases | rr_MaximumSalesChargeImposedOnPurchasesOverOfferingPrice | none | |||||||||||||||||||||||||||||||||||||
Redemption Fee | rr_RedemptionFeeOverRedemption | none | |||||||||||||||||||||||||||||||||||||
Management Fees | rr_ManagementFeesOverAssets | none | |||||||||||||||||||||||||||||||||||||
Distribution (12b-1) Fees | rr_DistributionAndService12b1FeesOverAssets | none | |||||||||||||||||||||||||||||||||||||
Other Expenses | rr_OtherExpensesOverAssets | 0.60% | |||||||||||||||||||||||||||||||||||||
Acquired (underlying) Fund Fees and Expenses | rr_AcquiredFundFeesAndExpensesOverAssets | 0.58% | [1] | ||||||||||||||||||||||||||||||||||||
Total Annual Fund Operating Expenses | rr_ExpensesOverAssets | 1.18% | |||||||||||||||||||||||||||||||||||||
Fee Waiver and Expense Reimbursement | rr_FeeWaiverOrReimbursementOverAssets | (0.30%) | [2] | ||||||||||||||||||||||||||||||||||||
Total Annual Fund Operating Expenses After Fee Waiver and Expense Reimbursement | rr_NetExpensesOverAssets | 0.88% | [2] | ||||||||||||||||||||||||||||||||||||
1 Year | rr_ExpenseExampleYear01 | $ 90 | |||||||||||||||||||||||||||||||||||||
3 Years | rr_ExpenseExampleYear03 | 345 | |||||||||||||||||||||||||||||||||||||
5 Years | rr_ExpenseExampleYear05 | 620 | |||||||||||||||||||||||||||||||||||||
10 Years | rr_ExpenseExampleYear10 | 1,405 | |||||||||||||||||||||||||||||||||||||
1 Year | rr_ExpenseExampleNoRedemptionYear01 | 90 | |||||||||||||||||||||||||||||||||||||
3 Years | rr_ExpenseExampleNoRedemptionYear03 | 345 | |||||||||||||||||||||||||||||||||||||
5 Years | rr_ExpenseExampleNoRedemptionYear05 | 620 | |||||||||||||||||||||||||||||||||||||
10 Years | rr_ExpenseExampleNoRedemptionYear10 | $ 1,405 | |||||||||||||||||||||||||||||||||||||
1 Year | rr_AverageAnnualReturnYear01 | 10.71% | |||||||||||||||||||||||||||||||||||||
Since Inception | rr_AverageAnnualReturnSinceInception | 4.44% | |||||||||||||||||||||||||||||||||||||
Inception Date | rr_AverageAnnualReturnInceptionDate | May 30, 2014 | |||||||||||||||||||||||||||||||||||||
BMO Moderate Allocation Fund | Class I | |||||||||||||||||||||||||||||||||||||||
Risk/Return: | rr_RiskReturnAbstract | ||||||||||||||||||||||||||||||||||||||
Maximum Sales Charge (Load) Imposed on Purchases | rr_MaximumSalesChargeImposedOnPurchasesOverOfferingPrice | none | |||||||||||||||||||||||||||||||||||||
Redemption Fee | rr_RedemptionFeeOverRedemption | none | |||||||||||||||||||||||||||||||||||||
Management Fees | rr_ManagementFeesOverAssets | none | |||||||||||||||||||||||||||||||||||||
Distribution (12b-1) Fees | rr_DistributionAndService12b1FeesOverAssets | none | |||||||||||||||||||||||||||||||||||||
Other Expenses | rr_OtherExpensesOverAssets | 0.36% | |||||||||||||||||||||||||||||||||||||
Acquired (underlying) Fund Fees and Expenses | rr_AcquiredFundFeesAndExpensesOverAssets | 0.58% | [1] | ||||||||||||||||||||||||||||||||||||
Total Annual Fund Operating Expenses | rr_ExpensesOverAssets | 0.94% | |||||||||||||||||||||||||||||||||||||
Fee Waiver and Expense Reimbursement | rr_FeeWaiverOrReimbursementOverAssets | (0.31%) | [2] | ||||||||||||||||||||||||||||||||||||
Total Annual Fund Operating Expenses After Fee Waiver and Expense Reimbursement | rr_NetExpensesOverAssets | 0.63% | [2] | ||||||||||||||||||||||||||||||||||||
1 Year | rr_ExpenseExampleYear01 | $ 64 | |||||||||||||||||||||||||||||||||||||
3 Years | rr_ExpenseExampleYear03 | 269 | |||||||||||||||||||||||||||||||||||||
5 Years | rr_ExpenseExampleYear05 | 490 | |||||||||||||||||||||||||||||||||||||
10 Years | rr_ExpenseExampleYear10 | 1,126 | |||||||||||||||||||||||||||||||||||||
1 Year | rr_ExpenseExampleNoRedemptionYear01 | 64 | |||||||||||||||||||||||||||||||||||||
3 Years | rr_ExpenseExampleNoRedemptionYear03 | 269 | |||||||||||||||||||||||||||||||||||||
5 Years | rr_ExpenseExampleNoRedemptionYear05 | 490 | |||||||||||||||||||||||||||||||||||||
10 Years | rr_ExpenseExampleNoRedemptionYear10 | $ 1,126 | |||||||||||||||||||||||||||||||||||||
2008 | rr_AnnualReturn2008 | (20.15%) | |||||||||||||||||||||||||||||||||||||
2009 | rr_AnnualReturn2009 | 23.18% | |||||||||||||||||||||||||||||||||||||
2010 | rr_AnnualReturn2010 | 12.28% | |||||||||||||||||||||||||||||||||||||
2011 | rr_AnnualReturn2011 | 0.71% | |||||||||||||||||||||||||||||||||||||
2012 | rr_AnnualReturn2012 | 11.91% | |||||||||||||||||||||||||||||||||||||
2013 | rr_AnnualReturn2013 | 9.82% | |||||||||||||||||||||||||||||||||||||
2014 | rr_AnnualReturn2014 | 5.87% | |||||||||||||||||||||||||||||||||||||
2015 | rr_AnnualReturn2015 | (1.86%) | |||||||||||||||||||||||||||||||||||||
2016 | rr_AnnualReturn2016 | 6.46% | |||||||||||||||||||||||||||||||||||||
2017 | rr_AnnualReturn2017 | 11.02% | |||||||||||||||||||||||||||||||||||||
Year to Date Return, Label | rr_YearToDateReturnLabel | The return for the Class I shares of the Fund from January 1, 2018 through September 30, 2018 | |||||||||||||||||||||||||||||||||||||
Bar Chart, Year to Date Return, Date | rr_BarChartYearToDateReturnDate | Sep. 30, 2018 | |||||||||||||||||||||||||||||||||||||
Bar Chart, Year to Date Return | rr_BarChartYearToDateReturn | 1.43% | |||||||||||||||||||||||||||||||||||||
Highest Quarterly Return, Label | rr_HighestQuarterlyReturnLabel | Best quarter | |||||||||||||||||||||||||||||||||||||
Highest Quarterly Return, Date | rr_BarChartHighestQuarterlyReturnDate | Jun. 30, 2009 | |||||||||||||||||||||||||||||||||||||
Highest Quarterly Return | rr_BarChartHighestQuarterlyReturn | 11.41% | |||||||||||||||||||||||||||||||||||||
Lowest Quarterly Return, Label | rr_LowestQuarterlyReturnLabel | Worst quarter | |||||||||||||||||||||||||||||||||||||
Lowest Quarterly Return, Date | rr_BarChartLowestQuarterlyReturnDate | Dec. 31, 2008 | |||||||||||||||||||||||||||||||||||||
Lowest Quarterly Return | rr_BarChartLowestQuarterlyReturn | (9.39%) | |||||||||||||||||||||||||||||||||||||
1 Year | rr_AverageAnnualReturnYear01 | 11.02% | |||||||||||||||||||||||||||||||||||||
5 Years | rr_AverageAnnualReturnYear05 | 6.16% | |||||||||||||||||||||||||||||||||||||
10 Years | rr_AverageAnnualReturnYear10 | 5.32% | |||||||||||||||||||||||||||||||||||||
Inception Date | rr_AverageAnnualReturnInceptionDate | Jul. 31, 1994 | |||||||||||||||||||||||||||||||||||||
BMO Moderate Allocation Fund | Class R3 | |||||||||||||||||||||||||||||||||||||||
Risk/Return: | rr_RiskReturnAbstract | ||||||||||||||||||||||||||||||||||||||
Maximum Sales Charge (Load) Imposed on Purchases | rr_MaximumSalesChargeImposedOnPurchasesOverOfferingPrice | none | |||||||||||||||||||||||||||||||||||||
Redemption Fee | rr_RedemptionFeeOverRedemption | none | |||||||||||||||||||||||||||||||||||||
Management Fees | rr_ManagementFeesOverAssets | none | |||||||||||||||||||||||||||||||||||||
Distribution (12b-1) Fees | rr_DistributionAndService12b1FeesOverAssets | 0.50% | |||||||||||||||||||||||||||||||||||||
Other Expenses | rr_OtherExpensesOverAssets | 0.35% | |||||||||||||||||||||||||||||||||||||
Acquired (underlying) Fund Fees and Expenses | rr_AcquiredFundFeesAndExpensesOverAssets | 0.58% | [1] | ||||||||||||||||||||||||||||||||||||
Total Annual Fund Operating Expenses | rr_ExpensesOverAssets | 1.43% | |||||||||||||||||||||||||||||||||||||
Fee Waiver and Expense Reimbursement | rr_FeeWaiverOrReimbursementOverAssets | (0.30%) | [2] | ||||||||||||||||||||||||||||||||||||
Total Annual Fund Operating Expenses After Fee Waiver and Expense Reimbursement | rr_NetExpensesOverAssets | 1.13% | [2] | ||||||||||||||||||||||||||||||||||||
1 Year | rr_ExpenseExampleYear01 | $ 115 | |||||||||||||||||||||||||||||||||||||
3 Years | rr_ExpenseExampleYear03 | 423 | |||||||||||||||||||||||||||||||||||||
5 Years | rr_ExpenseExampleYear05 | 753 | |||||||||||||||||||||||||||||||||||||
10 Years | rr_ExpenseExampleYear10 | 1,687 | |||||||||||||||||||||||||||||||||||||
1 Year | rr_ExpenseExampleNoRedemptionYear01 | 115 | |||||||||||||||||||||||||||||||||||||
3 Years | rr_ExpenseExampleNoRedemptionYear03 | 423 | |||||||||||||||||||||||||||||||||||||
5 Years | rr_ExpenseExampleNoRedemptionYear05 | 753 | |||||||||||||||||||||||||||||||||||||
10 Years | rr_ExpenseExampleNoRedemptionYear10 | $ 1,687 | |||||||||||||||||||||||||||||||||||||
1 Year | rr_AverageAnnualReturnYear01 | 10.52% | |||||||||||||||||||||||||||||||||||||
Since Inception | rr_AverageAnnualReturnSinceInception | 4.19% | |||||||||||||||||||||||||||||||||||||
Inception Date | rr_AverageAnnualReturnInceptionDate | May 30, 2014 | |||||||||||||||||||||||||||||||||||||
BMO Moderate Allocation Fund | Class R6 | |||||||||||||||||||||||||||||||||||||||
Risk/Return: | rr_RiskReturnAbstract | ||||||||||||||||||||||||||||||||||||||
Maximum Sales Charge (Load) Imposed on Purchases | rr_MaximumSalesChargeImposedOnPurchasesOverOfferingPrice | none | |||||||||||||||||||||||||||||||||||||
Redemption Fee | rr_RedemptionFeeOverRedemption | none | |||||||||||||||||||||||||||||||||||||
Management Fees | rr_ManagementFeesOverAssets | none | |||||||||||||||||||||||||||||||||||||
Distribution (12b-1) Fees | rr_DistributionAndService12b1FeesOverAssets | none | |||||||||||||||||||||||||||||||||||||
Other Expenses | rr_OtherExpensesOverAssets | 0.20% | |||||||||||||||||||||||||||||||||||||
Acquired (underlying) Fund Fees and Expenses | rr_AcquiredFundFeesAndExpensesOverAssets | 0.58% | [1] | ||||||||||||||||||||||||||||||||||||
Total Annual Fund Operating Expenses | rr_ExpensesOverAssets | 0.78% | |||||||||||||||||||||||||||||||||||||
Fee Waiver and Expense Reimbursement | rr_FeeWaiverOrReimbursementOverAssets | (0.30%) | [2] | ||||||||||||||||||||||||||||||||||||
Total Annual Fund Operating Expenses After Fee Waiver and Expense Reimbursement | rr_NetExpensesOverAssets | 0.48% | [2] | ||||||||||||||||||||||||||||||||||||
1 Year | rr_ExpenseExampleYear01 | $ 49 | |||||||||||||||||||||||||||||||||||||
3 Years | rr_ExpenseExampleYear03 | 219 | |||||||||||||||||||||||||||||||||||||
5 Years | rr_ExpenseExampleYear05 | 404 | |||||||||||||||||||||||||||||||||||||
10 Years | rr_ExpenseExampleYear10 | 938 | |||||||||||||||||||||||||||||||||||||
1 Year | rr_ExpenseExampleNoRedemptionYear01 | 49 | |||||||||||||||||||||||||||||||||||||
3 Years | rr_ExpenseExampleNoRedemptionYear03 | 219 | |||||||||||||||||||||||||||||||||||||
5 Years | rr_ExpenseExampleNoRedemptionYear05 | 404 | |||||||||||||||||||||||||||||||||||||
10 Years | rr_ExpenseExampleNoRedemptionYear10 | $ 938 | |||||||||||||||||||||||||||||||||||||
1 Year | rr_AverageAnnualReturnYear01 | 11.25% | |||||||||||||||||||||||||||||||||||||
Since Inception | rr_AverageAnnualReturnSinceInception | 4.88% | |||||||||||||||||||||||||||||||||||||
Inception Date | rr_AverageAnnualReturnInceptionDate | May 30, 2014 | |||||||||||||||||||||||||||||||||||||
BMO Moderate Allocation Fund | Return After Taxes on Distributions | Class I | |||||||||||||||||||||||||||||||||||||||
Risk/Return: | rr_RiskReturnAbstract | ||||||||||||||||||||||||||||||||||||||
1 Year | rr_AverageAnnualReturnYear01 | 8.94% | |||||||||||||||||||||||||||||||||||||
5 Years | rr_AverageAnnualReturnYear05 | 4.99% | |||||||||||||||||||||||||||||||||||||
10 Years | rr_AverageAnnualReturnYear10 | 4.73% | |||||||||||||||||||||||||||||||||||||
BMO Moderate Allocation Fund | Return After Taxes on Distributions and Sale of Fund Shares | Class I | |||||||||||||||||||||||||||||||||||||||
Risk/Return: | rr_RiskReturnAbstract | ||||||||||||||||||||||||||||||||||||||
1 Year | rr_AverageAnnualReturnYear01 | 7.23% | |||||||||||||||||||||||||||||||||||||
5 Years | rr_AverageAnnualReturnYear05 | 4.52% | |||||||||||||||||||||||||||||||||||||
10 Years | rr_AverageAnnualReturnYear10 | 4.10% | |||||||||||||||||||||||||||||||||||||
BMO Moderate Allocation Fund | BBUABI (reflects no deduction for fees, expenses or taxes) | Class I | |||||||||||||||||||||||||||||||||||||||
Risk/Return: | rr_RiskReturnAbstract | ||||||||||||||||||||||||||||||||||||||
1 Year | rr_AverageAnnualReturnYear01 | 3.54% | |||||||||||||||||||||||||||||||||||||
5 Years | rr_AverageAnnualReturnYear05 | 2.10% | |||||||||||||||||||||||||||||||||||||
10 Years | rr_AverageAnnualReturnYear10 | 4.00% | |||||||||||||||||||||||||||||||||||||
BMO Moderate Allocation Fund | BBUABI (reflects no deduction for fees, expenses or taxes) | Class R6 | |||||||||||||||||||||||||||||||||||||||
Risk/Return: | rr_RiskReturnAbstract | ||||||||||||||||||||||||||||||||||||||
1 Year | rr_AverageAnnualReturnYear01 | 3.54% | |||||||||||||||||||||||||||||||||||||
Since Inception | rr_AverageAnnualReturnSinceInception | 2.44% | |||||||||||||||||||||||||||||||||||||
BMO Moderate Allocation Fund | LMATACFI (reflects deduction of fees and no deduction for sales charges or taxes) | Class I | |||||||||||||||||||||||||||||||||||||||
Risk/Return: | rr_RiskReturnAbstract | ||||||||||||||||||||||||||||||||||||||
1 Year | rr_AverageAnnualReturnYear01 | 8.78% | |||||||||||||||||||||||||||||||||||||
5 Years | rr_AverageAnnualReturnYear05 | 4.98% | |||||||||||||||||||||||||||||||||||||
10 Years | rr_AverageAnnualReturnYear10 | 4.65% | |||||||||||||||||||||||||||||||||||||
BMO Moderate Allocation Fund | LMATACFI (reflects deduction of fees and no deduction for sales charges or taxes) | Class R6 | |||||||||||||||||||||||||||||||||||||||
Risk/Return: | rr_RiskReturnAbstract | ||||||||||||||||||||||||||||||||||||||
1 Year | rr_AverageAnnualReturnYear01 | 8.78% | |||||||||||||||||||||||||||||||||||||
Since Inception | rr_AverageAnnualReturnSinceInception | 3.81% | |||||||||||||||||||||||||||||||||||||
|
Label | Element | Value |
---|---|---|
Risk/Return: | rr_RiskReturnAbstract | |
Registrant Name | dei_EntityRegistrantName | BMO FUNDS, INC. |
Prospectus Date | rr_ProspectusDate | Dec. 28, 2018 |
Document Creation Date | dei_DocumentCreationDate | Jan. 07, 2019 |
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