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Reinsurance (Details) (USD $)
In Thousands, unless otherwise specified
3 Months Ended
Mar. 31, 2013
Mar. 31, 2012
Effect of reinsurance transactions on our premium, loss and loss adjustment expense and policy acquisition costs    
Direct written premium $ 581,571 $ 544,770
Reinsurance assumed 138,634 137,919
Reinsurance ceded (141,021) (124,285)
Net written premium 579,184 558,404
Direct earned premium 616,405 591,183
Reinsurance assumed 85,272 82,338
Reinsurance ceded (140,491) (126,380)
Net earned premium 561,186 547,141
Direct loss and loss adjustment expense 357,512 365,392
Reinsurance assumed 39,691 36,709
Reinsurance ceded (64,506) (73,173)
Net loss and loss adjustment expense 332,697 328,928
Policy acquisition costs 100,286 95,735
Ceding commissions (33,337) (26,291)
Net policy acquisition costs $ 66,949 $ 69,444