CONSENT OF INDEPENDENT ACCOUNTANTS


We hereby consent to the incorporation by reference in the registration
statements on Form S-8 (Nos. 333-89905) and Form S-3 (Nos. 333-58350 and
333-76122) of HCC Insurance Holdings, Inc. of our reports dated March 19, 2002,
relating to the financial statements and financial statement schedules, which
appear in HCC Insurance Holdings, Inc.'s Annual Report on Form 10-K for the year
ended December 31, 2001.

/s/ PricewaterhouseCoopers LLP


Houston, Texas
March 29, 2002