CONSENT OF INDEPENDENT ACCOUNTANTS

We hereby consent to the incorporation by reference in the Registration
Statement on Form S-8 (No. 333-68771) of HCC Insurance Holdings, Inc. of our
report dated May 12, 2000 relating to the financial statements of the HCC
Insurance Holdings 401(k) Plan, which appears in this Form 11-K.

/s/ PricewaterhouseCoopers LLP

PricewaterhouseCoopers LLP
Hartford, Connecticut
June 26, 2000