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Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
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 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 BXBWl6RWTGCu8XTp1Znx81tL5dwVuJ8+ovWu1NhUX4lD3vyVE3VuLqIAbyEUbsKN
 4WrwvdirTxUd7H1Dg0JWDg==

<SEC-DOCUMENT>9999999995-09-001920.txt : 20090714
<SEC-HEADER>9999999995-09-001920.hdr.sgml : 20090714
<ACCEPTANCE-DATETIME>20090714001515
ACCESSION NUMBER:		9999999995-09-001920
CONFORMED SUBMISSION TYPE:	EFFECT
PUBLIC DOCUMENT COUNT:		1
FILED AS OF DATE:		20090713
DATE AS OF CHANGE:		20090714
EFFECTIVENESS DATE:		20090713

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			PREMIER FINANCIAL BANCORP INC
		CENTRAL INDEX KEY:			0000887919
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				611206757
		STATE OF INCORPORATION:			KY
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		EFFECT
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-160051
		FILM NUMBER:		09942787

	BUSINESS ADDRESS:	
		STREET 1:		2883 FIFTH AVENUE
		STREET 2:		NONE
		CITY:			HUNTINGTON
		STATE:			WV
		ZIP:			25702
		BUSINESS PHONE:		3045251600

	MAIL ADDRESS:	
		STREET 1:		2883 FIFTH AVENUE
		CITY:			HUNTINGTON
		STATE:			WV
		ZIP:			25702
</SEC-HEADER>
<DOCUMENT>
<TYPE>EFFECT
<SEQUENCE>1
<FILENAME>primary_doc.xml
<TEXT>
<XML>
<?xml version="1.0"?>
<edgarSubmission>

    <schemaVersion>X0101</schemaVersion>

    <submissionType>EFFECT</submissionType>

    <act>33</act>

    <testOrLive>LIVE</testOrLive>

    <effectiveData>
        <finalEffectivenessDispDate>2009-07-13</finalEffectivenessDispDate>
        <finalEffectivenessDispTime>14:30:00</finalEffectivenessDispTime>
        <form>S-4</form>
        <filer>
            <cik>0000887919</cik>
            <entityName>PREMIER FINANCIAL BANCORP INC</entityName>
            <fileNumber>333-160051</fileNumber>
        </filer>
    </effectiveData>
</edgarSubmission>
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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