BASIS OF PRESENTATION (Tables)

6 Months Ended

Jun. 30, 2021

BASIS OF PRESENTATION [Abstract]

Accounts of the Company and its Wholly Owned Subsidiaries

The consolidated financial statements include the accounts of Premier Financial Bancorp, Inc. (the Company) and its wholly owned subsidiaries (the “Banks”):

		Year	Total		June 30, 2021  Net Income
Subsidiary	Location	Acquired	Assets		Qtr		YTD
Citizens Deposit Bank & Trust	Vanceburg, Kentucky	1991	$	654,258	$	1,952	$	3,826
Premier Bank, Inc.	Huntington, West Virginia	1998		1,418,684		3,948		9,113
Parent and Intercompany Eliminations				6,957		(726)		(1,215)
Consolidated Total			$	2,079,899	$	5,174	$	11,724