CONSOLIDATED BALANCE SHEETS (UNAUDITED) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
ASSETS
Cash and due from banks	$ 23,505	$ 23,091
Interest bearing bank balances	52,652	66,063
Federal funds sold	5,859	5,902
Cash and cash equivalents	82,016	95,056
Securities available for sale	436,580	390,754
Loans	1,268,481	1,195,295
Allowance for loan losses	(12,773)	(13,542)
Net loans	1,255,708	1,181,753
Federal Home Loan Bank stock, at cost	4,166	4,450
Premises and equipment, net	36,154	37,257
Other real estate owned, net	13,331	12,242
Interest receivable	6,662	4,699
Goodwill	47,640	47,640
Other intangible assets	4,652	5,376
Other assets	1,984	1,783
Total assets	1,888,893	1,781,010
Deposits
Non-interest bearing	449,361	367,870
Time deposits, $250,000 and over	66,170	100,638
Other interest bearing	1,069,858	1,027,245
Total deposits	1,585,389	1,495,753
Securities sold under agreements to repurchase	28,214	20,428
FHLB advances	0	6,375
Subordinated debt	5,465	5,436
Interest payable	510	912
Other liabilities	13,074	11,865
Total liabilities	1,632,652	1,540,769
Stockholders' equity
Common stock, no par value; 30,000,000 shares authorized; 14,673,257 shares issued and outstanding at September 30, 2020, and 14,657,432 shares issued and outstanding at December 31, 2019	134,079	133,795
Retained earnings	112,639	102,743
Accumulated other comprehensive income (loss)	9,523	3,703
Total stockholders' equity	256,241	240,241
Total liabilities and stockholders' equity	$ 1,888,893	$ 1,781,010