CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
ASSETS
Cash and due from banks	$ 23,091	$ 22,992
Interest bearing bank balances	65,465	39,911
Federal funds sold	5,902	17,872
Cash and cash equivalents	94,458	80,775
Time deposits with other banks	598	1,094
Securities available for sale	390,754	365,731
Loans	1,195,295	1,149,301
Allowance for loan losses	(13,542)	(13,738)
Net loans	1,181,753	1,135,563
Federal Home Loan Bank stock, at cost	4,450	3,628
us-gaap_PropertyPlantAndEquipmentNet	37,257	29,385
Other real estate owned, net	12,242	14,024
Interest receivable	4,699	4,295
Goodwill	47,640	47,640
Other intangible assets	5,376	5,268
Deferred taxes	0	1,541
Other assets	1,783	1,171
Total assets	1,781,010	1,690,115
Deposits
Non-interest bearing	367,870	391,763
Time deposits, $250,000 and over	100,638	74,161
Other interest bearing	1,027,245	964,203
Total deposits	1,495,753	1,430,127
Securities sold under agreements to repurchase	20,428	22,062
Other borrowed funds	0	2,500
FHLB advances	6,375	8,819
Subordinated debt	5,436	5,406
Interest payable	912	733
Deferred taxes	811	0
Other liabilities	11,054	3,739
Total liabilities	1,540,769	1,473,386
Stockholders' equity
Common stock, no par value; 30,000,000 shares authorized; 14,657,432 shares issued and outstanding in 2019, and 14,624,193 shares issued and outstanding in 2018	133,795	133,248
Retained earnings	102,743	87,333
Accumulated other comprehensive income (loss)	3,703	(3,852)
Total stockholders' equity	240,241	216,729
Total liabilities and stockholders' equity	$ 1,781,010	$ 1,690,115