BASIS OF PRESENTATION (Tables)

9 Months Ended

Sep. 30, 2019

BASIS OF PRESENTATION [Abstract]

Accounts of the Company and its Wholly Owned Subsidiaries

The consolidated financial statements include the accounts of Premier Financial Bancorp, Inc. (the Company) and its wholly owned subsidiaries (the “Banks”):

		Year	Total		September 30, 2019 Net Income
Subsidiary	Location	Acquired	Assets		Qtr			YTD
Citizens Deposit Bank & Trust	Vanceburg, Kentucky	1991	$	475,113	$	1,574		$	4,517
Premier Bank, Inc.	Huntington, West Virginia	1998		1,227,748		5,301			15,550
Parent and Intercompany Eliminations				7,508		(608	)		(1,765	)
Consolidated Total			$	1,710,369	$	6,267		$	18,302