BASIS OF PRESENTATION (Tables)

9 Months Ended

Sep. 30, 2018

BASIS OF PRESENTATION [Abstract]

Accounts of the Company and its Wholly Owned Subsidiaries

The consolidated financial statements include the accounts of Premier Financial Bancorp, Inc. (the Company) and its wholly owned subsidiaries (the “Banks”):

		Year	Total		September 30, 2018 Net Income
Subsidiary	Location	Acquired	Assets		Qtr			YTD
Citizens Deposit Bank & Trust	Vanceburg, Kentucky	1991	$	437,154	$	1,470		$	4,154
Premier Bank, Inc.	Huntington, West Virginia	1998		1,100,317		4,162			12,240
Parent and Intercompany Eliminations				6,999		(611	)		(1,865	)
Consolidated Total			$	1,544,470	$	5,021		$	14,529