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CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2017
Mar. 31, 2016
Interest income    
Loans, including fees $ 13,535 $ 12,601
Securities available for sale    
Taxable 1,345 1,428
Tax-exempt 72 84
Federal funds sold and other 157 97
Total interest income 15,109 14,210
Interest expense    
Deposits 949 977
Repurchase agreements and other 7 7
FHLB advances and other borrowings 87 120
Subordinated debt 70 51
Total interest expense 1,113 1,155
Net interest income 13,996 13,055
Provision for loan losses 366 312
Net interest income after provision for loan losses 13,630 12,743
Non-interest income    
Service charges on deposit accounts 976 961
Electronic banking income 780 762
Secondary market mortgage income 67 40
Other 194 174
Total non-interest income 2,017 1,937
Non-interest expenses    
Salaries and employee benefits 4,970 4,991
Occupancy and equipment expenses 1,521 1,512
Outside data processing 1,320 1,321
Professional fees 248 150
Taxes, other than payroll, property and income 189 158
Write-downs, expenses, sales of other real estate owned, net 240 239
Amortization of intangibles 265 267
FDIC insurance 193 260
Conversion expenses 24 146
Other expenses 1,028 1,031
Total non-interest expenses 9,998 10,075
Income before income taxes 5,649 4,605
Provision for income taxes 1,985 1,626
Net income $ 3,664 $ 2,979
Net income per share:    
Basic (in dollars per share) $ 0.34 $ 0.29
Diluted (in dollars per share) $ 0.34 $ 0.29