CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED) (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended
	Mar. 31, 2015	Mar. 31, 2014
Interest income
Loans, including fees	$ 11,665	$ 11,663
Securities available for sale
Taxable	1,257	1,315
Tax-exempt	55	35
Federal funds sold and other	36	32
Total interest income	13,013	13,045
Interest expense
Deposits	916	887
Repurchase agreements and other	10	7
Other borrowings	123	144
Total interest expense	1,049	1,038
Net interest income	11,964	12,007
Provision (credit) for loan losses	69	(310)
Net interest income after provision for loan losses	11,895	12,317
Non-interest income
Service charges on deposit accounts	878	739
Electronic banking income	644	495
Secondary market mortgage income	38	19
Other	145	128
Total non-interest income	1,705	1,381
Non-interest expenses
Salaries and employee benefits	4,341	3,984
Occupancy and equipment expenses	1,327	1,153
Outside data processing	1,096	869
Professional fees	129	536
Taxes, other than payroll, property and income	196	152
Write-downs, expenses, sales of other real estate owned, net	342	94
Amortization of intangibles	225	144
FDIC insurance	215	201
Other expenses	921	896
Total non-interest expenses	8,792	8,029
Income before income taxes	4,808	5,669
Provision for income taxes	1,666	1,999
Net income	3,142	3,670
Preferred stock dividends and accretion	0	(165)
Net income available to common stockholders	$ 3,142	$ 3,505
Net income per share:
Basic (in dollars per share)	$ 0.39	$ 0.44
Diluted (in dollars per share)	$ 0.36	$ 0.41