CONSOLIDATED STATEMENTS OF INCOME (USD $) In Thousands, except Per Share data, unless otherwise specified	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Interest income
Loans, including fees	$ 46,974	$ 42,186	$ 43,117
Securities available for sale
Taxable	5,377	5,972	6,963
Tax-exempt	214	155	208
Federal funds sold and other	185	157	147
Total interest income	52,750	48,470	50,435
Interest expense
Deposits	3,738	4,088	5,553
Repurchase agreements and other	34	37	88
FHLB advances and other borrowings	564	650	795
Total interest expense	4,336	4,775	6,436
Net interest income	48,414	43,695	43,999
Provision (credit) for loan losses	534	(375)	4,260
Net interest income after provision for loan losses	47,880	44,070	39,739
Non-interest income
Service charges on deposit accounts	3,576	3,357	3,543
Electronic banking income	2,437	2,018	2,017
Secondary market mortgage income	199	256	311
Gain on disposition of securities	29	1,413	545
Gain on sale of loan	0	0	2,463
Other	689	688	650
Total non-interest income	6,930	7,732	9,529
Non-interest expenses
Salaries and employee benefits	18,071	15,046	15,122
Occupancy and equipment expenses	5,013	4,338	4,553
Outside data processing	4,057	3,372	3,379
Professional fees	762	900	1,181
Taxes, other than payroll, property and income	573	686	667
Write-downs, expenses, losses on, sales of other real estate owned, net of gains	158	1,853	2,514
Loan collection expenses	312	413	1,182
FDIC insurance	928	835	809
Amortization of intangibles	818	600	672
Other expenses	3,798	3,126	3,193
Total non-interest expenses	34,490	31,169	33,272
Income before income taxes	20,320	20,633	15,996
Provision for income taxes	7,170	7,404	5,673
Net income	13,150	13,229	10,323
Discount on redemption of preferred stock	0	0	905
Preferred stock dividends and accretion	(598)	(659)	(1,073)
Net income available to common stockholders	$ 12,552	$ 12,570	$ 10,155
Earnings per share:
Basic (in dollars per share)	$ 1.55	$ 1.57	$ 1.28
Diluted (in dollars per share)	$ 1.46	$ 1.49	$ 1.24