PREMISES AND EQUIPMENT (Tables)

12 Months Ended

Dec. 31, 2014

PREMISES AND EQUIPMENT [Abstract]

Year-end Premises and Equipment

Year-end premises and equipment were as follows:

	2014			2013
Land and improvements	$	4,321		$	3,614
Buildings and leasehold improvements		16,651			13,695
Furniture and equipment		8,838			7,646
Assets purchased not yet placed in service		1,756			2,292
		31,566			27,247
Less: accumulated depreciation		(10,182	)		(9,449	)
	$	21,384		$	17,798

Operating Leases

Rent commitments, before considering renewal options that generally are present, were as follows:

2015	$	944
2016		928
2017		879
2018		413
2019 and thereafter		1,508
	$	4,672