CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) (USD $) In Thousands, unless otherwise specified	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Cash flows from operating activities
Net income	$ 3,670	$ 2,504
Adjustments to reconcile net income to net cash from operating activities
Depreciation	321	337
Provision for loan losses	(310)	570
Amortization (accretion), net	78	359
OREO writedowns (gains on sales), net	(54)	(64)
Stock compensation expense	42	46
Loans originated for sale	(1,631)	(4,991)
Secondary market loans sold	806	4,795
Secondary market income	(19)	(94)
Gain on disposition of securities	0	(148)
Changes in:
Interest receivable	221	245
Other assets	510	1,244
Interest payable	(49)	(43)
Other liabilities	1,686	216
Net cash from operating activities	5,271	4,976
Cash flows from investing activities
Purchases of securities available for sale	(12,268)	(19,070)
Proceeds from maturities and calls of securities available for sale	8,818	26,640
Redemption of FHLB stock	200	0
Net change in loans	1,437	3,777
Purchases of premises and equipment, net	(16)	(191)
Improvements to OREO property	(242)	(219)
Proceeds from sales of other real estate acquired through foreclosure	1,366	1,346
Net cash from investing activities	(705)	12,283
Cash flows from financing activities
Net change in deposits	15,830	5,851
Net change in agreements to repurchase securities	(829)	(15,563)
Repayment of other borrowed funds	(600)	(527)
Proceeds from stock options exercised	63	0
Common stock dividends paid	(1,850)	(876)
Preferred stock dividends paid	(150)	(150)
Net cash from financing activities	12,464	(11,265)
Net change in cash and cash equivalents	17,030	5,994
Cash and cash equivalents at beginning of period	76,761	70,245
Cash and cash equivalents at end of period	93,791	76,239
Supplemental disclosures of cash flow information:
Cash paid during period for interest	1,088	1,317
Cash paid during period for income taxes	260	503
Loans transferred to real estate acquired through foreclosure	$ 804	$ 792