CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED) (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Interest income
Loans, including fees	$ 11,663	$ 9,760
Securities available for sale
Taxable	1,315	1,582
Tax-exempt	35	43
Federal funds sold and other	32	30
Total interest income	13,045	11,415
Interest expense
Deposits	887	1,091
Repurchase agreements and other	7	12
Other borrowings	144	172
Total interest expense	1,038	1,275
Net interest income	12,007	10,140
Provision for loan losses	(310)	570
Net interest income after provision for loan losses	12,317	9,570
Non-interest income
Service charges on deposit accounts	739	789
Electronic banking income	495	470
Secondary market mortgage income	19	94
Gain on disposition of securities	0	148
Other	128	144
Total non-interest income	1,381	1,645
Non-interest expenses
Salaries and employee benefits	3,984	3,592
Occupancy and equipment expenses	1,153	1,079
Outside data processing	869	820
Professional fees	536	156
Taxes, other than payroll, property and income	152	212
Write-downs, expenses, sales of other real estate owned, net	94	324
Amortization of intangibles	144	152
FDIC insurance	201	212
Loan collection expenses	67	137
Other expenses	829	703
Total non-interest expenses	8,029	7,387
Income before income taxes	5,669	3,828
Provision for income taxes	1,999	1,324
Net income	3,670	2,504
Preferred stock dividends and accretion	(165)	(165)
Net income available to common stockholders	$ 3,505	$ 2,339
Net income per share:
Basic (in dollars per share)	$ 0.44	$ 0.29
Diluted (in dollars per share)	$ 0.41	$ 0.28