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STOCKHOLDERS' EQUITY AND REGULATORY MATTERS (Tables)

3 Months Ended

Mar. 31, 2014

STOCKHOLDERS' EQUITY AND REGULATORY MATTERS [Abstract]

Shown below is a summary of regulatory capital ratios for the Company:

	Mar 31, 2014			December 31, 2013			Regulatory Minimum Requirements			To Be Considered Well Capitalized
Tier I Capital (to Risk-Weighted Assets)		17.1	%		16.9	%		4.0	%		6.0	%
Total Capital (to Risk-Weighted Assets)		18.4	%		18.2	%		8.0	%		10.0	%
Tier I Capital (to Average Assets)		11.3	%		11.0	%		4.0	%		5.0	%

- Definition

Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity.

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