CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED) (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended		6 Months Ended
	Jun. 30, 2013	Jun. 30, 2012	Jun. 30, 2013	Jun. 30, 2012
Interest income
Loans, including fees	$ 10,706	$ 10,027	$ 20,466	$ 22,364
Securities available for sale
Taxable	1,528	1,829	3,110	3,620
Tax-exempt	41	56	84	112
Federal funds sold and other	42	44	72	76
Total interest income	12,317	11,956	23,732	26,172
Interest expense
Deposits	1,054	1,437	2,145	2,972
Repurchase agreements and other	6	22	18	48
FHLB advances and other borrowings	164	189	336	426
Total interest expense	1,224	1,648	2,499	3,446
Net interest income	11,093	10,308	21,233	22,726
Provision for loan losses	(70)	750	500	1,700
Net interest income after provision for loan losses	11,163	9,558	20,733	21,026
Non-interest income
Service charges on deposit accounts	847	873	1,636	1,703
Electronic banking income	517	522	987	1,010
Secondary market mortgage income	47	103	141	128
Gain on disposition of securities	0	0	148	0
Other	170	134	314	308
Total non-interest income	1,581	1,632	3,226	3,149
Non-interest expenses
Salaries and employee benefits	3,845	3,858	7,437	7,821
Occupancy and equipment expenses	1,103	1,121	2,182	2,301
Outside data processing	855	873	1,675	1,745
Professional fees	289	300	445	584
Taxes, other than payroll, property and income	151	190	363	345
Write-downs, expenses, sales of other real estate owned, net	272	293	596	507
Amortization of intangibles	152	174	304	347
FDIC insurance	200	239	412	481
Loan collection expenses	129	184	266	853
Other expenses	813	834	1,516	1,676
Total non-interest expenses	7,809	8,066	15,196	16,660
Income before income taxes	4,935	3,124	8,763	7,515
Provision for income taxes	1,826	1,032	3,150	2,593
Net income	3,109	2,092	5,613	4,922
Preferred stock dividends and accretion	165	306	330	611
Net income available to common stockholders	$ 2,944	$ 1,786	$ 5,283	$ 4,311
Net income per share:
Basic (in dollars per share)	$ 0.37	$ 0.23	$ 0.66	$ 0.54
Diluted (in dollars per share)	$ 0.35	$ 0.22	$ 0.63	$ 0.53