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STOCKHOLDERS' EQUITY (Tables)
12 Months Ended
Dec. 31, 2012
STOCKHOLDERS' EQUITY [Abstract]  
Company and Subsidiary Banks' Capital amounts and ratios
The Company's and the subsidiary Banks' capital amounts and ratios as of December 31, 2012 are presented in the table below.
 
         
To Be Well Capitalized
 
      
For Capital
  
Under Prompt Corrective
 
   
Actual
  
Adequacy Purposes
  
Action Provisions
 
2012
 
Amount
  
Ratio
  
Amount
  
Ratio
  
Amount
  
Ratio
 
Total Capital (to Risk-Weighted Assets):
                  
Consolidated (1)
 $118,262   17.4% $54,399   8% $67,999   10%
Premier Bank, Inc.
  90,977   19.3   37,659   8   47,073   10 
Citizens Deposit Bank
  35,794   17.2   16,610   8   20,762   10 
                          
Tier I Capital (to Risk-Weighted Assets):
                        
Consolidated (1)
 $109,725   16.1% $27,199   4% $40,799   6%
Premier Bank, Inc.
  85,060   18.1   18,829   4   28,244   6 
Citizens Deposit Bank
  33,194   16.0   8,305   4   12,457   6 
                          
Tier I Capital (to Average Assets):
                        
Consolidated (1)
 $109,725   10.0% $43,697   4% $54,621   5%
Premier Bank, Inc.
  85,060   11.8   28,940   4   36,175   5 
Citizens Deposit Bank
  33,194   9.0   14,700   4   18,375   5 
                          
2011
                        
Total Capital (to Risk-Weighted Assets):
                        
Consolidated (1)
 $118,147   17.2% $54,817   8% $68,522   10%
Premier Bank, Inc.
  88,431   19.2   36,944   8   46,180   10 
Citizens Deposit Bank (2)
  34,623   15.9   17,460   8   21,825   10 
                          
Tier I Capital (to Risk-Weighted Assets):
                        
Consolidated (1)
 $109,567   16.0% $27,409   4% $41,113   6%
Premier Bank, Inc.
  82,645   17.9   18,472   4   27,708   6 
Citizens Deposit Bank (2)
  31,892   14.6   8,730   4   13,095   6 
                          
Tier I Capital (to Average Assets):
                        
Consolidated (1)
 $109,567   10.0% $43,799   4% $54,749   5%
Premier Bank, Inc.
  82,645   11.3   29,249   4   36,558   5 
Citizens Deposit Bank (2)
  31,892   8.9   14,383   4   17,978   5 
                          
(1) Consolidated company is not subject to Prompt Corrective Action Provisions
 
(2) On August 17, 2012, Premier consummated the merger of three of its subsidiary banks by merging Ohio River Bank, Inc. and Farmers Deposit Bank – Eminence, Kentucky with and into Citizens Deposit Bank & Trust. December 31, 2011 amounts and ratios are on a pro forma combined basis.