CONSOLIDATED BALANCE SHEETS (USD $) In Thousands, unless otherwise specified	Dec. 31, 2012	Dec. 31, 2011
ASSETS
Cash and due from banks	$ 32,473	$ 29,380
Interest bearing bank balances	33,536	42,676
Federal funds sold	4,236	10,832
Cash and cash equivalents	70,245	82,888
Securities available for sale	283,975	278,479
Loans held for sale	200	70
Loans	704,625	690,923
Allowance for loan losses	(11,488)	(9,795)
Net loans	693,137	681,128
Federal Home Loan Bank stock, at cost	4,181	5,216
Premises and equipment, net	15,952	16,355
Other real estate owned	13,366	14,642
Interest receivable	3,403	3,497
Goodwill	29,875	29,875
Other intangible assets	2,721	3,393
Prepaid FDIC insurance premiums	425	1,167
Deferred taxes	2,624	3,997
Other assets	683	3,380
Total assets	1,120,787	1,124,087
Deposits
Non-interest bearing	198,084	196,125
Time deposits, $100,000 and over	146,198	155,208
Other interest bearing	586,301	573,745
Total deposits	930,583	925,078
Securities sold under agreements to repurchase	26,102	23,205
Federal Home Loan Bank advances	0	10,083
Other borrowed funds	16,049	18,130
Interest payable	489	712
Other liabilities	3,268	2,872
Total liabilities	976,491	980,080
Commitments and contingent liabilities	0	0
Stockholders' equity
Preferred stock, no par value, liquidation preference $12,000 in 2012 and $22,252 in 2011, 5% cumulative; 1,000,000 shares authorized; 12,000 shares issued and outstanding in 2012 and 22,252 shares issued and outstanding in 2011	11,896	21,949
Common stock, no par value; 20,000,000 shares authorized; 7,962,693 shares issued and outstanding in 2012, and 7,937,143 shares issued and outstanding in 2011	72,849	71,571
Retained earnings	52,975	45,474
Accumulated other comprehensive income (loss)	6,576	5,013
Total stockholders' equity	144,296	144,007
Total liabilities and stockholders' equity	$ 1,120,787	$ 1,124,087