CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED) (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended		6 Months Ended
	Jun. 30, 2012	Jun. 30, 2011	Jun. 30, 2012	Jun. 30, 2011
Interest income
Loans, including fees	$ 10,027	$ 11,287	$ 22,364	$ 22,227
Securities available for sale
Taxable	1,829	2,121	3,620	4,057
Tax-exempt	56	60	112	122
Federal funds sold and other	44	40	76	93
Total interest income	11,956	13,508	26,172	26,499
Interest expense
Deposits	1,437	1,826	2,972	3,758
Repurchase agreements and other	22	40	48	87
FHLB advances and other borrowings	189	270	426	533
Total interest expense	1,648	2,136	3,446	4,378
Net interest income	10,308	11,372	22,726	22,121
Provision for loan losses	750	1,820	1,700	2,340
Net interest income after provision for loan losses	9,558	9,552	21,026	19,781
Non-interest income
Service charges on deposit accounts	873	981	1,703	1,869
Electronic banking income	522	479	1,010	928
Secondary market mortgage income	103	52	128	140
Other	134	222	308	408
Total non-interest income	1,632	1,734	3,149	3,345
Non-interest expenses
Salaries and employee benefits	3,858	4,012	7,821	8,043
Occupancy and equipment expenses	1,121	1,282	2,301	2,518
Outside data processing	873	1,180	1,745	2,387
Professional fees	300	222	584	482
Taxes, other than payroll, property and income	190	222	345	415
Write-downs, expenses, sales of other real estate owned, net	293	323	507	407
Amortization of intangibles	174	205	347	415
Conversion expenses	0	463	0	842
FDIC insurance	239	469	481	977
Loan collection expenses	184	180	853	370
Other expenses	834	1,158	1,676	2,167
Total non-interest expenses	8,066	9,716	16,660	19,023
Income before income taxes	3,124	1,570	7,515	4,103
Provision for income taxes	1,032	541	2,593	1,403
Net income	2,092	1,029	4,922	2,700
Preferred stock dividends and accretion	306	305	611	611
Net income available to common stockholders	$ 1,786	$ 724	$ 4,311	$ 2,089
Net income per share:
Basic (in dollars per share)	$ 0.23	$ 0.09	$ 0.54	$ 0.26
Diluted (in dollars per share)	$ 0.22	$ 0.09	$ 0.53	$ 0.26