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FEDERAL HOME LOAN BANK ADVANCES (Tables)
6 Months Ended
Jun. 30, 2012
FEDERAL HOME LOAN BANK ADVANCES [Abstract]  
Advances from the FHLB
Advances from the FHLB at June 30, 2012 and December 31, 2011 were as follows:

   
2012
  
2011
 
Payments due at maturity in March 2012, fixed rate at 1.81%
 $-  $10,042 
Payments due monthly with maturity in July 2012, fixed rate at 4.40%
  6   41 
   $6  $10,083