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BASIS OF PRESENTATION (Tables)
 6 Months Ended
Jun. 30, 2012
BASIS OF PRESENTATION [Abstract]  
Accounts of the company and its wholly owned subsidiaries
The consolidated financial statements include the accounts of Premier Financial Bancorp, Inc. (the Company) and its wholly owned subsidiaries (the "Banks"):

 
 
 
 
 
 
June 30, 2012
 
 
 
Year
 
Total
 
 
Net Income
 
Subsidiary
 
Location
 
Acquired
 
Assets
 
 
Qtr
 
 
YTD
 
Citizens Deposit Bank & Trust
 
Vanceburg, Kentucky
 
1991
 
$
215,608
 
 
$
613
 
 
$
1,589
 
Farmers Deposit Bank
 
Eminence, Kentucky
 
1996
 
 
58,824
 
 
 
119
 
 
 
238
 
Ohio River Bank
 
Ironton, Ohio
 
1998
 
 
107,028
 
 
 
328
 
 
 
570
 
Premier Bank, Inc.
 
Huntington, West Virginia
 
1998
 
 
751,013
 
 
 
1,530
 
 
 
3,546
 
Parent and Intercompany Eliminations
 
 
 
 
7,541
 
 
 
(498
)
 
 
(1,021
)
  Consolidated Total
 
 
 
$
1,140,014
 
 
$
2,092
 
 
$
4,922