Deposits (Tables)

12 Months Ended

Dec. 31, 2022

Deposits [Abstract]

Schedule of Types and Sources of Deposits

The table below presents the types and sources of deposits.

$ in millions	Savings and  Demand		Time		Total
As of December 2022
Private bank and consumer	$	192,713	$	33,046	$	225,759
Brokered certificates of deposit	–		32,624		32,624
Deposit sweep programs	44,819		–		44,819
Transaction banking	65,155		5,069		70,224
Other	808		12,431		13,239
Total	$	303,495	$	83,170	$	386,665
As of December 2021
Private bank and consumer	$	174,577	$	30,198	$	204,775
Brokered certificates of deposit	–		30,816		30,816
Deposit sweep programs	37,965		–		37,965
Transaction banking	48,618		5,689		54,307
Other	275		36,089		36,364
Total	$	261,435	$	102,792	$	364,227

In the table above:

•Substantially all deposits are interest-bearing.

•Savings and demand accounts consist of money market deposit accounts, negotiable order of withdrawal accounts and demand deposit accounts that have no stated maturity or expiration date.

•Time deposits included $15.75 billion as of December 2022 and $35.43 billion as of December 2021 of deposits accounted for at fair value under the fair value option. See Note 10 for further information about deposits accounted for at fair value.

•Time deposits had a weighted average maturity of approximately 0.9 years as of both December 2022 and December 2021.

•Deposit sweep programs include long-term contractual agreements with U.S. broker-dealers who sweep client cash to FDIC-insured deposits.

•Transaction banking deposits consists of deposits that the firm raised through its cash management services business for corporate and other institutional clients.

•Other deposits represent deposits from institutional clients.

•Deposits insured by the FDIC were $184.88 billion as of December 2022 and $156.66 billion as of December 2021.

•Deposits insured by non-U.S. insurance programs were $31.74 billion as of December 2022 and $31.44 billion as of December 2021.

Schedule of Location of Deposits

The table below presents the location of deposits.

	As of December
$ in millions	2022		2021
U.S. offices	$	313,598	$	283,705
Non-U.S. offices	73,067		80,522
Total	$	386,665	$	364,227

In the table above, U.S. deposits were held at Goldman Sachs Bank USA (GS Bank USA) and substantially all non-U.S. deposits were held at Goldman Sachs International Bank (GSIB) and Goldman Sachs Bank Europe SE (GSBE).

Schedule of Maturities of Time Deposits

The table below presents maturities of time deposits held in U.S. and non-U.S. offices.

	As of December 2022
$ in millions	U.S.		Non-U.S.		Total
2023	$	42,113	$	19,364	$	61,477
2024	11,457		310		11,767
2025	3,828		217		4,045
2026	2,522		257		2,779
2027	1,179		185		1,364
2028 - thereafter	1,382		356		1,738
Total	$	62,481	$	20,689	$	83,170