Deposits (Tables)

9 Months Ended

Sep. 30, 2022

Deposits [Abstract]

Schedule of Types and Sources of Deposits

The table below presents the types and sources of deposits.

$ in millions	Savings and  Demand		Time		Total
As of September 2022
Consumer	$	91,884	$	21,566	$	113,450
Private bank	81,585		13,397		94,982
Brokered certificates of deposit	—		37,578		37,578
Deposit sweep programs	46,165		—		46,165
Transaction banking	73,139		5,572		78,711
Other	1,462		22,385		23,847
Total	$	294,235	$	100,498	$	394,733
As of December 2021
Consumer	$	89,150	$	20,533	$	109,683
Private bank	85,427		9,665		95,092
Brokered certificates of deposit	—		30,816		30,816
Deposit sweep programs	37,965		—		37,965
Transaction banking	48,618		5,689		54,307
Other	275		36,089		36,364
Total	$	261,435	$	102,792	$	364,227

In the table above:

•Substantially all deposits are interest-bearing.

•Savings and demand accounts consist of money market deposit accounts, negotiable order of withdrawal accounts and demand deposit accounts that have no stated maturity or expiration date.

•Time deposits included $23.59 billion as of September 2022 and $35.43 billion as of December 2021 of deposits accounted for at fair value under the fair value option. See Note 10 for further information about deposits accounted for at fair value.

•Time deposits had a weighted average maturity of approximately 0.9 years as of both September 2022 and December 2021.

•Deposit sweep programs include long-term contractual agreements with U.S. broker-dealers who sweep client cash to FDIC-insured deposits.

•Transaction banking deposits consists of deposits that the firm raised through its cash management services business for corporate and other institutional clients.

•Other deposits represent deposits from institutional clients.

•Deposits insured by the FDIC were $187.64 billion as of September 2022 and $156.66 billion as of December 2021.

•Deposits insured by non-U.S. insurance programs were $27.20 billion as of September 2022 and $31.44 billion as of December 2021.

Schedule of Location of Deposits

The table below presents the location of deposits.

	As of
	September		December
$ in millions	2022		2021
U.S. offices	$	323,048	$	283,705
Non-U.S. offices	71,685		80,522
Total	$	394,733	$	364,227

In the table above, U.S. deposits were held at Goldman Sachs Bank USA (GS Bank USA) and substantially all non-U.S. deposits were held at Goldman Sachs International Bank (GSIB) and Goldman Sachs Bank Europe SE (GSBE).

Schedule of Maturities of Time Deposits

The table below presents maturities of time deposits held in U.S. and non-U.S. offices.

	As of September 2022
$ in millions	U.S.		Non-U.S.		Total
Remainder of 2022	$	16,347	$	14,867	$	31,214
2023	37,121		12,374		49,495
2024	10,198		94		10,292
2025	3,782		199		3,981
2026	2,432		240		2,672
2027	1,089		170		1,259
2028 - thereafter	1,270		315		1,585
Total	$	72,239	$	28,259	$	100,498