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Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
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MIC-Info: RSA-MD5,RSA,
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PUBLIC DOCUMENT COUNT:		1
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FILED AS OF DATE:		20021003

FILER:

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		COMPANY CONFORMED NAME:			SAPIENS INTERNATIONAL CORP N V
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		STREET 1:		KAYA RICHARD J BEAUJON
		STREET 2:		WILLEMSTAD CURACAO NETHERLANDS
		CITY:			CURACAO NETHERLANDS
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