144 0002039311 XXXXXXXX LIVE 0000885550 Credit Acceptance Crop 000-20202 25505 West Twelve Mile Road Southfield MI 48034 2483532700 Meryl S Paul 2023 Trust Member of immediate family of any of the foregoing Common UBS Securities LLC

11 Madison Ave 4F New York NY 10010

25000 15750000 10460071 06/30/2026 NASDAQ Common 09/11/2011 GRAT Remainder Founders Shares N 25000 09/11/2011 GRAT Remainder N Donald A Foss Reminder Trust FBO Jordon Joseph Davis-Foss

25505 W Twelve Mile Road Southfield MI 48034

Common 04/17/2026 10000 243103 Donald A Foss Remainder Trust FBO Samantha D Foss

25505 W Twelve Mile Road Southfield MI 48034

Common 04/17/2026 10000 243103 Jill Foss Watson Living Trust

C/o UBS Financial Services 1000 Harbour Blvd 3rd Fl Weehawken NJ 07086

Common 06/30/2026 9450 5086557 Seller represents that the proposed sale reported in Table 1 of this Form will be made subject to a stock purchase agreement in respect to a pre-paid variable share forward contract (the Forward Contract) between Seller and Affiliate of UBS Securities LLC. The Forward contract provides for settlement based on the closing price of the Issuer's Common shares and the maturity date. Any initial hedging activity in connection with the Transaction will be conducted by the Broker. Transactions by the Seller (Meryl S Paul 2023 Trust) should be aggregated w the transaction of the Jill Foss Watson Living Trust (10,000 shares), Jill Foss Watson Irrevocable Trust (20,000 shares), Jill Foss Watson 2014 Children's Trusts (20,000 shares) for aggregate sales of up to 75,000 shares. Todd Watson is co-Trustee of the Seller and spouse of Jill Foss Watson who is a 10% Holder of CACC. 06/30/2026 /s/Mijo Suric, for UBS Financial Services Inc, as attorney-in-fact for Meryl S Paul 2023 Trust