X0609 4 2026-07-16 0 0000885550 CREDIT ACCEPTANCE CORP CACC 0001568982 Watson Jill Foss false C/O UBS FINANCIAL SERVICES INC. 1000 HARBOR BLVD., 3RD FLOOR WEEHAWKEN NJ 07086 0 0 1 0 0 Common Stock 2026-07-16 4 S 0 977 640.1488 D 48369 I See footnote 2 Common Stock 2026-07-16 4 S 0 457 641.31 D 47912 I See footnote 2 Common Stock 2026-07-16 4 S 0 2 642.08 D 47910 I See footnote 2 The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $640.00 to $640.43, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the preceding sentence. These shares are owned of record by Todd Watson, spouse of Jill Foss Watson, as trustee of the Jill Foss Watson Irrevocable Trust. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $641.02 to $641.77, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the preceding sentence. /s/ Jill Foss Watson 2026-07-20