X0202 SCHEDULE 13G/A 0001499472 XXXXXXXX LIVE 4 Common Stock 03/31/2026 0000885550 Credit Acceptance Corporation 225310101 25505 West Twelve Mile Road Southfield MI 48034-8339 Rule 13d-1(c) John P. Neary, not individually but solely as a co-trustee of the Marital Trust U/A Donald A. Foss Trust January 16, 1981 X1 0.00 710297.00 0.00 710297.00 710297.00 N 6.8 IN The percentage is calculated based upon total outstanding shares of 10,460,071 as of April 23, 2026, as set forth in the Issuer's Quarterly Report on Form 10-Q, filed with the SEC on May 5, 2026. Credit Acceptance Corporation 25505 West Twelve Mile Road, Southfield, MI 48034-8339 John P. Neary 255 E Brown Street, Suite 200, Birmingham, MI 48009 John P. Neary is a Citizen of the United States 710,297 shares of Common Stock 6.8% 0 710,297 0 710,297 Y Y Y Y N By signing below I certify that, to the best of my knowledge and belief, the securities referred to above were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the issuer of the securities and were not acquired and are not held in connection with or as a participant in any transaction having that purpose or effect, other than activities solely in connection with a nomination under ?? 240.14a-11. John P. Neary, not individually but solely as a co-trustee of the Marital Trust U/A Donald A. Foss Trust January 16, 1981 /s/ John P. Neary 05/15/2026