SCHEDULE 13G/A 0001104659-23-102855 0001499472 XXXXXXXX LIVE 1 Common Stock 12/31/2024 0000885550 Credit Acceptance Corporation 225310101 25505 West Twelve Mile Road Southfield MI 48034-8339 Rule 13d-1(c) John P. Neary, not individually but solely as a co-trustee of the Marital Trust U/A Donald A. Foss Trust January 16, 1981 MI 0.00 971547.00 0.00 971547.00 971547.00 N 8.1 IN The percentage is calculated based upon total outstanding shares of 12,031,647 as of February 4, 2025, as set forth in the Issuer's Form 10-K filed with the SEC on February 12, 2025. Credit Acceptance Corporation 25505 West Twelve Mile Road Southfield, MI, 48034-8339 John P. Neary 101 W. 14 Mile Road, Madison Heights, MI 48071 John P. Neary is a citizen of the United States of America. Y 971,547 shares of Common Stock 8.1% 0 971,547 0 971,547 Y Y Y Y Y N By signing below I certify that, to the best of my knowledge and belief, the securities referred to above were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the issuer of the securities and were not acquired and are not held in connection with or as a participant in any transaction having that purpose or effect, other than activities solely in connection with a nomination under ?? 240.14a-11. John P. Neary, not individually but solely as a co-trustee of the Marital Trust U/A Donald A. Foss Trust January 16, 1981 /s/ John P. Neary 02/14/2025